Calvert County property record for 287 Harbor Dr, Lusby, MD 20657 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,543 sqft · built 1958 |
| Lot Size | 0.529 acres (23,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,000 (Dec 2024) |
| Tax Bill | $3,722 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-065025 |
| Primary APN | 01-065025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,543 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,044 sqft (0.529 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065025 |
|---|---|
| Street Address | 287 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 42 & 43 BLK C SEC 4 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | C |
| Legal Lot Number | 42,43 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-065025
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 HARBOR DR, LUSBY, MD 20657-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2024 · Amount on Record |
| Deed Sale | Dec 03, 2024 · Amount on Record |
| Prior Sale | Oct 13, 2005 · Amount on Record |
| Deed Book / Page | 6659 / 229 |
| Transfer Doc | 0022860685 |
| Record Updated | Jun 08, 2026 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,722.00 (+39.14%) | $291,967 (+13.39%) | $309,200 (+20.08%) Land $125,200 Building $184,000 |
| 2023 | $2,675.00 | $257,500 Land $125,200 Building $132,300 | $257,500 Land $125,200 Building $132,300 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, river or lake flooding |
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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