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284 Harbor Dr, Lusby, MD 20657 Property Records

Calvert County property record for 284 Harbor Dr, Lusby, MD 20657 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,428 sqft · built 1992
Lot Size0.51 acres (22,241 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (May 2005)
Tax Bill$2,986 (2023)
Deeds & MortgagesOct 2025 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-062735

Property Details

APN / Parcel Number

Primary APN01-062735
Alternative APNs
  • 1062735
  • 062735

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,428 sqft Total Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area22,241 sqft (0.51 acres)
PorchEnclosed Porch
Porch Area900 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number062735
Old Parcel Number1062735
Street Address284 HARBOR DR
CityLUSBY
StateMD
Zip20657-2714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3R BLK C SEC 4 DRUM POINT
Legal SubdivisionDRUM POINT
Legal BlockC
Legal Lot Number3R
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group2
Census Block2000
Census Tract861003

Owner

Source: Calvert County records · APN 01-062735

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address284 HARBOR DR, LUSBY, MD 20657-2714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 19, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Feb 25, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2005 · Amount on Record
Deed SaleMay 18, 2005 · Amount on Record
Prior SaleMay 18, 2005 · Amount on Record
Deed Document Number053803
Deed Book / Page2477 / 354
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address284 HARBOR DR, LUSBY, MD 20657-2714
Transaction TypeMortgage
Record UpdatedNov 05, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068020099
DateOct 20, 2025
Book Page6802/99
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address284 HARBOR DR, LUSBY, MD 20657-2714
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058990444
DateMar 19, 2021
Book Page5899/444
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address284 HARBOR DR, LUSBY, MD 20657-2714
Document Number0049590487
Book / Page004959 / 000487
Instrument DateFeb 25, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address284 HARBOR DR LUSBY MD 206572714, LUSBY, MD 20657-2714

Mortgage

Document Number0049590487
DateMar 20, 2017
Book Page004959/000487
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 19, 2032

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,986.00 Homeowner's exemption$287,400 Land $87,200 Building $200,200$287,400 Land $87,200 Building $200,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
4 of 12 on primary residences
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985, river or lake flooding

Wildfire

Wildfire RiskModerate
above 50% of the US · above 88% of Maryland
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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