287 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 287 Hamilton Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,776 sqft · built 1906
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2022)
Tax Bill	$7,130 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-154-018`

Property Details

APN / Parcel Number

Primary APN	`06-14-154-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	2,608 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	287 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-5354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLURES LINDEN ADDN LOT 9 BLOCK 6
Legal Subdivision	MCCLURES LINDEN ADDN
Legal Block	6
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3025
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-154-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 HAMILTON AVE, ELGIN, IL 60123-5354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Feb 05, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2022 · Amount on Record
Deed Sale	Aug 03, 2022 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202239406
Prior Transfer Date	Aug 08, 2003
Prior Transfer Doc	0000193529
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 03, 2022
Property Address	287 HAMILTON AVE, ELGIN, IL 60123-5354
Document Number	0000039406
Map Reference	MB 12 PG 29
Instrument Date	Jul 22, 2022
Instrument	2022K039406
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 HAMILTON AVE, ELGIN, IL 60123-5354

Mortgage

Document Number	0000039407
Date	Aug 03, 2022
Instrument	2022K039407

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	287 HAMILTON AVE, ELGIN, IL 60123-5354
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009888
Date	Feb 05, 2021
Instrument	2021K009888

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.49%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	287 HAMILTON AVE, ELGIN, IL 60123-5354
Document Number	0000020697
Map Reference	MB 12 PG 29
Instrument Date	Apr 07, 2020
Instrument	2020K020697
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	287 HAMILTON AVE, ELGIN, IL 60123-5354

Mortgage

Document Number	0000020698
Date	Apr 27, 2020
Instrument	2020K020698

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,130.00 (+15.84%) Homeowner's exemption
2024		$93,461 (+21.39%) Land $21,081 Building $72,380	$280,495 (+21.44%) Land $63,268 Building $217,227
2022	$6,155.00 (+4.57%) Homeowner's exemption	$76,990 (+6.96%) Land $17,366 Building $59,624	$230,970 (+6.96%) Land $52,098 Building $178,872
2021	$5,886.00 Homeowner's exemption	$71,980 Land $16,236 Building $55,744	$215,940 Land $48,708 Building $167,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Hamilton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures