Kane County property record for 286 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,313 sqft · built 1920 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $6,222 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-153-006 |
| Primary APN | 06-14-153-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 1,313 sqft |
| Basement Area | 1,313 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 286 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN LOT 1 BLOCK 5 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 851102 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 HAMILTON AVE, ELGIN, IL 60123-5353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Aug 28, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Jul 24, 2024 · Amount on Record |
| Deed Document Number | 202619723 |
| Prior Transfer Date | Nov 13, 2013 |
| Prior Transfer Doc | 0000082391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 13, 2026 |
| Property Address | 286 HAMILTON AVE, ELGIN, IL 60123-5353 |
| Document Number | 0000019723 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026.19723 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,722.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 286 HAMILTON AVE, ELGIN, IL 60123-5353 |
| Document Number | 0000019724, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..19724 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 28, 2019 |
| Property Address | 286 HAMILTON AVE, ELGIN, IL 60123-5353 |
| Document Number | 0000039412 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 39412 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 HAMILTON AVE ELGIN IL 601235353, ELGIN, IL 60123-5353 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,222.00 (+15.84%) | ||
| 2024 | $5,371.00 (+9.21%) | $75,119 (+21.39%) Land $20,212 Building $54,907 | $225,447 (+21.44%) Land $60,660 Building $164,787 |
| 2022 | $4,918.00 (+6.31%) Homeowner's exemption | $61,880 (+6.96%) Land $16,650 Building $45,230 | $185,640 (+6.96%) Land $49,950 Building $135,690 |
| 2021 | $4,626.00 Homeowner's exemption | $57,854 Land $15,567 Building $42,287 | $173,562 Land $46,701 Building $126,861 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures