York County and Saco City property record for 287 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,371 sqft · built 2007 |
| Lot Size | 0.522 acres (22,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,649 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SACO M:013 L:019 U:001-000 |
| Primary APN | SACO M:013 L:019 U:001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,371 sqft Living Area |
| Gross Area | 4,787 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,760 sqft (0.522 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 287 FERRY RD |
|---|---|
| City | SACO |
| State | ME |
| Zip | 04072-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | KEVIN P SAVAGE & KATHRYN H SAV |
| Legal Lot Number | 19 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN SACO M:013 L:019 U:001-000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 FERRY RD, SACO, ME 04072-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Oct 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS |
| Oct 01, 2020 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2006 |
| Deed Sale | Nov 06, 2006 |
| Deed Document Number | 200661755 |
| Deed Book / Page | 15002 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 287 FERRY RD, SACO, ME 04072-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190310174 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 19031/174 |
| Instrument | 2022022102 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 287 FERRY RD, SACO, ME 04072-2261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180710291 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 18071/291 |
| Instrument | 2019043860 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 287 FERRY RD, SACO, ME 04072-2261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183990115 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 18399/115 |
| Instrument | 2020049352 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,649.00 (+1.06%) | $609,100 (-) Land $160,700 Building $448,400 | |
| 2024 | $8,558.00 (+7.62%) | $609,100 (+40.41%) Land $160,700 Building $448,400 | $1,476,300 |
| 2022 | $7,952.00 | $433,800 Land $122,700 Building $311,100 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures