York County and Saco City property record for 279 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,559 sqft · built 1940 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Sep 2025) |
| Tax Bill | $21,668 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D2870R |
| Primary APN | D2870R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,559 sqft Living Area |
| Gross Area | 8,611 sqft |
| 1st Floor Area | 2,306 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 141,570 sqft (3.25 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | D2870R |
|---|---|
| Street Address | 279 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 21 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 279 FERRY RD, SACO, ME 04072-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit MAINE COMMUNITY BANK |
| Sep 3, 2025 | Warranty Deed, Transfer |
| Aug 21, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Aug 21, 2023 |
| Deed Document Number | 202530796 |
| Deed Book / Page | 19732 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 279 FERRY RD, SACO, ME 04072-2261 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197790533 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 19779/533 |
| Instrument | 2025040374 |
| Name | MAINE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 3, 2025 |
| Property Address | 279 FERRY RD, SACO, ME 04072-2261 |
| Document Number | 0197320347 |
| Book / Page | 19732 / 347 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025030796 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Aug 21, 2023 |
| Property Address | 279 FERRY RD, SACO, ME 04072-2261 |
| Document Number | 0192960233 |
| Book / Page | 19296 / 233 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023025397 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,668.00 (+2.75%) | $1,525,900 (+1.66%) Land $513,400 Building $1,012,500 | |
| 2024 | $21,089.00 (+5.16%) | $1,501,000 (+37.19%) Land $513,400 Building $987,600 | $2,127,525 |
| 2022 | $20,055.00 | $1,094,100 Land $387,800 Building $706,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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