Santa Clara County property record for 287 el Cajon Dr, San Jose, CA 95111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,123 sqft · built 1959 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Jan 2015) |
| Tax Bill | $9,060 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 494-06-008 |
| Primary APN | 494-06-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| 1st Floor Area | 1,123 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 287 EL CAJON DR |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95111-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 2485 BOOK 123 PAGE 7 LOT 57 |
| Legal Tract | 2485 |
| Legal Lot Number | 57 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 503217 |
287 el Cajon Dr is owned and occupied by an individual who bought it in January 2015.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 287 EL CAJON DR, SAN JOSE, CA 95111-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on File |
| Deed Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 201522821674 |
| Prior Transfer Date | Mar 22, 2012 |
| Prior Transfer Doc | 0021645504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 287 EL CAJON DR, SAN JOSE, CA 95111-3504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 287 EL CAJON DR, SAN JOSE, CA 95111-3504 |
| Document Number | 0025928496 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 25928496 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | 2580 SHEA CENTER DR, LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 12.2% |
| Index | Other |
| Max Rate | 12.2% |
The 2025 property tax bill for 287 el Cajon Dr was $9,060.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Franklin-McKinley Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $576,157 (+2%) Land $345,696 Building $230,461 | |
| 2025 | $9,060.00 | $564,861 Land $338,918 Building $225,943 |
| 2023 | $8,574.00 (+2.21%) | $542,928 Land $325,758 Building $217,170 |
| 2022 | $8,389.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 287 el Cajon Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 287 el Cajon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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