283 el Cajon Dr, San Jose, CA 95111 Property Records

Santa Clara County property record for 283 el Cajon Dr, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,123 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jan 2021)
Tax Bill	$12,790 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`494-06-009`

Property Details

APN / Parcel Number

Primary APN	`494-06-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	283 EL CAJON DR
City	SAN JOSE
State	CA
Zip	95111-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2485 BOOK 123 PAGE 7 LOT 56
Legal Subdivision	TRACT NO 2485
Legal Tract	2485
Legal Lot Number	56
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	503217

Owner

283 el Cajon Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jan 12, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 19, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	202124783107
Prior Transfer Date	Dec 23, 1998
Prior Transfer Doc	0014586750
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504

Mortgage

Document Number	0025387265
Date	Oct 17, 2022
Instrument	25387265

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly
Index	Prime Rate

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 12, 2021
Property Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504
Document Number	0024783107
Map Reference	MB 123 PG 7
Instrument Date	Jan 9, 2021
Instrument	24783107
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504

Mortgage

Document Number	0024783108
Date	Jan 12, 2021
Instrument	24783108

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 19, 2019
Property Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504
Document Number	0024362146
Map Reference	MB 123 PG 7
Instrument Date	Dec 18, 2019
Instrument	24362146
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EL CAJON DR, SAN JOSE, CA 95111-3504

Mortgage

Document Number	0024362147
Date	Dec 19, 2019
Instrument	24362147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 283 el Cajon Dr was $12,790.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,740 (+2%) Land $702,193 Building $175,547
2025	$12,790.00	$860,530 Land $688,425 Building $172,105
2023	$12,230.00 (+2.27%)	$827,117 Land $661,694 Building $165,423
2022	$11,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 283 el Cajon Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 283 el Cajon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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