287 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 287 E Main St, Benton Harbor, MI 49022

Property Summary

Property Type	Fast Food Restaurant
Details	1,840 sqft · built 1964
Lot Size	0.459 acres (19,994 sqft)
Owner	Company Name on File
Last Sale	$169,900 (Jul 2011)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-0340-0118-02-8`

Property Details

APN / Parcel Number

Primary APN	`54-0340-0118-02-8`
Alternative APN	`11-54-0340-0118-02-8`

Interior

Stories	1 Story
Building Area	1,840 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	100 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	287 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-4411
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	DISTRICT E
Legal Description	LOTS 9 10 11 & 12 BLK 13 ORIGINAL PLAT OF CITY OF BENTON HARBOR SEE 11-54-9975-0516-00-7
Legal Subdivision	ORIGINAL OF THE CITY OF BENTON
Legal Block	13
Legal Lot Number	9-12
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	2
Census Block	2025
Census Tract	400

Owner

Source: Berrien County records · APN 54-0340-0118-02-8

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5651 COVENTRY LN, FORT WAYNE, IN 46804-7145
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2011 · Amount on Record
Deed Sale	Jul 12, 2011 · Amount on Record
Prior Sale	Jul 12, 2011 · Amount on Record
Deed Book / Page	2962 / 2898
Record Updated	Sep 20, 2026

February 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BERRIEN MI
Recording Date	Feb 02, 2022
Property Address	287 E MAIN ST, BENTON HARBOR, MI 49022-4411
Document Number	03362/2038
Book / Page	3362 / 2038
Map Reference	LB 1 PG 1
Instrument Date	Feb 01, 2022
Instrument	2022342280
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 RIVER RUN DR, SCOTTS, MI 49088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 W HAMILTON RD S, FORT WAYNE, IN 46814-9730

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+40.57%)	$295,200 (+40.57%)
2025	$7,117.00 (+56.04%)
2023		$105,000	$210,000
2022	$4,561.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2019 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 94 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENTON HARBOR serves 9,103 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.