241 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 241 E Main St, Benton Harbor, MI 49022

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,842 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Tax Bill	$8,152 (2025)
Deeds & Mortgages	Sep 2025 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-0340-0116-01-7`

Property Details

APN / Parcel Number

Primary APN	`54-0340-0116-01-7`
Alternative APN	`11-54-0340-0116-01-7`

Interior

Stories	1 Story
Building Area	3,842 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	241 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-4411
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DISTRICT E
Legal Description	LOTS 7 & 8 BLK 13 ORIGINAL PLAT OF CITY OF BENTON HARBOR SEE 11-54-9975-0515-00-1
Legal Subdivision	BRUSON HARBOR
Legal Block	13
Legal Lot Number	7-8
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	2
Census Block	2025
Census Tract	400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	186 N MAIN ST, 1, PLYMOUTH, MI 48170-1236
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer
Nov 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage BART RITCHIC
Mar 12, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2018	Warranty Deed, Transfer SURE TITLE AGENCY, SUN TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2019
Transfer Doc	03231/3107
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 10, 2025
Property Address	241 E MAIN ST, BENTON HARBOR, MI 49022-4411
Document Number	03459/2769
Book / Page	3459 / 2769
Map Reference	LB 1 PG 1
Instrument Date	Sep 5, 2025
Instrument	2025441372
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 POST RD, BUCHANAN, MI 49107-1020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 N MAIN ST # 2, 2, PLYMOUTH, MI 48170-1236

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	241 E MAIN ST, BENTON HARBOR, MI 49022-4411
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03392/3136
Date	Nov 22, 2022
Book Page	3392/3136
Instrument	2022367790

Lender

Name	BART RITCHIC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 12, 2019
Property Address	241 E MAIN ST, BENTON HARBOR, MI 49022-4411
Document Number	03231/3107
Book / Page	3231 / 3107
Map Reference	LB 1 PG 1
Instrument Date	Mar 6, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 OGDEN AVE # 205, 205, DOWNERS GROVE, IL 60515-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 POST RD, BUCHANAN, MI 49107-1020

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 18, 2018
Property Address	241 E MAIN ST, BENTON HARBOR, MI 49022-4411
Document Number	03211/2825
Book / Page	3211 / 2825
Map Reference	LB1 PG1
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 STATE ST, SAINT JOSEPH, MI 49085-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 POST RD, BUCHANAN, MI 49107-1020

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,100 (+8.07%)	$396,200 (+8.07%)
2025	$8,152.00 (+3.6%)	$183,300 (+35.68%)	$366,600 (+35.68%)
2024	$7,869.00 (+9.4%)
2023		$135,100	$270,200
2022	$7,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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