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287 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 287 E 45th St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,035 sqft · built 1955
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Aug 2022)
Tax Bill$5,613 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0154-204-10-0000

Property Details

APN / Parcel Number

Primary APN0154-204-10-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,035 sqft Living Area
Gross Area1,350 sqft
1st Floor Area1,035 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area505 sqft
Patio Area505 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address287 E 45TH ST
CitySAN BERNARDINO
StateCA
Zip92404-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1834 LOT 10 BLOCK 10 SAN BERNARDINO HEIGHTS
Legal SubdivisionTRACT 1834
Legal Tract1834
Legal Block10
Legal Lot Number10
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3011
Census Tract4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address287 E 45TH ST, SAN BERNARDINO, CA 92404-1248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Deed Document Number2022264590
Prior Transfer DateAug 27, 2003
Prior Transfer Doc0000695417
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 1, 2022
Property Address287 E 45TH ST, SAN BERNARDINO, CA 92404-1248
Document Number0000264590
Map ReferenceMB 26 PG 52
Instrument DateJul 13, 2022
Instrument2022-0264590
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address287 E 45TH ST, SAN BERNARDINO, CA 92404-1248

Mortgage

Document Number0000264591
DateAug 1, 2022
Instrument2022-0264591
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$445,707 (+2%) Land $132,651 Building $313,056
2025$5,613.00 (+4.72%) Homeowner's exemption$436,968 (+4.04%) Land $130,050 Building $306,918
2023$5,360.00 (+787.42%) Homeowner's exemption$420,000 Land $125,000 Building $295,000
2022$604.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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