San Bernardino County property record for 284 E 45th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1961 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $860 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-203-14-0000 |
| Primary APN | 0154-203-14-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 1,336 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 12 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 284 E 45TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1834 LOT 14 BLOCK 11 SAN BERNARDINO HEIGHTS |
| Legal Tract | 1834 |
| Legal Block | 11 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4505 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 284 E 45TH ST, SAN BERNARDINO, CA 92404-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2020 |
| Transfer Doc | 0000261496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 284 E 45TH ST, SAN BERNARDINO, CA 92404-1249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000260835 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 2017-0260835 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 29, 2020 |
| Property Address | 284 E 45TH ST, SAN BERNARDINO, CA 92404-1249 |
| Document Number | 0000261496 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 261496 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 284 E 45TH ST SAN BERNARDINO CA 924041249, SAN BERNARDINO, CA 92404-1249 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 284 E 45TH ST, SAN BERNARDINO, CA 92404-1249 |
| Document Number | 0000019934 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 284 E 45TH ST SAN BERNARDINO CA 924041249, SAN BERNARDINO, CA 92404-1249 |
| Document Number | 0000019934 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 19934 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 21, 2034 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $62,429 (+2%) Land $12,479 Building $49,950 | |
| 2025 | $860.00 (+5.26%) Homeowner's exemption | $61,205 (+4.04%) Land $12,234 Building $48,971 |
| 2023 | $817.00 (+0.62%) Homeowner's exemption | $58,829 Land $11,759 Building $47,070 |
| 2022 | $812.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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