287 Cherry Dr, Hudgins, VA 23076 Property Records

Mathews County property record for 287 Cherry Dr, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1960
Lot Size	0.175 acres (7,630 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2020)
Tax Bill	$1,145 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11A2-4-B-12`

Property Details

APN / Parcel Number

Primary APN	`11A2-4-B-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,630 sqft (0.175 acres)

Location & Zoning

Street Address	287 CHERRY DR
City	HUDGINS
State	VA
Zip	23076-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC .000 DB 0000/
Legal Subdivision	CHERRY POINT ESTATES SUBDIVISION
Legal Lot Number	B
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1013
Census Tract	951302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

287 Cherry Dr is owned by an individual who bought it in October 2020.

Source: Mathews County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	14402 SHELTER COVE RD, MIDLOTHIAN, VA 23112-2241
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Deed Document Number	20201562
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Oct 13, 2020
Property Address	287 CHERRY DR, HUDGINS, VA 23076-2082
Document Number	200001562
Map Reference	MB 1 PG 210
Instrument Date	Oct 9, 2020
Instrument	200001562
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14402 SHELTER COVE RD, MIDLOTHIAN, VA 23112-2241

Mortgage

Document Number	200001563
Date	Oct 13, 2020
Instrument	200001563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 287 Cherry Dr was $1,145, up 0.1% from the year before.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,145.00 (+0.09%)	$184,600 Land $35,000 Building $149,600
2025	$1,144.00
2023	$1,033.00	$184,600 Land $35,000 Building $149,600	$184,600 Land $35,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 Cherry Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Cherry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWYNNS ISLAND CONDO private · serves 50 people · EPA ID VA4115350
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cherry Dr

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