92 Cherry Dr, Hudgins, VA 23076 Property Records

Mathews County property record for 92 Cherry Dr, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1950
Lot Size	0.148 acres (6,477 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 2026)
Tax Bill	$791 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`11A2-4-C-6`

Property Details

APN / Parcel Number

Primary APN	`11A2-4-C-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,477 sqft (0.148 acres)

Location & Zoning

Street Address	92 CHERRY DR
City	HUDGINS
State	VA
Zip	23076-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC .000 0000/
Legal Subdivision	THE CHERRY POINT ESTATES SUBDIVISION
Legal Lot Number	C
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1004
Census Tract	951302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

92 Cherry Dr is owned by two individuals who bought it in June 2026.

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5513 W BAY CT, MIDLOTHIAN, VA 23112-2506
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Jan 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage VIRGINIA HARD MONEY LLC
Aug 16, 2017	Deed, Transfer · Seller Carry-Back ERIC GOIN IRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	2026811
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MATHEWS VA
Recording Date	Jun 26, 2026
Property Address	92 CHERRY DR, HUDGINS, VA 23076-2119
Document Number	0000000811
Instrument Date	Jun 24, 2026
Instrument	2026811
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,139.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 W BAY CT, MIDLOTHIAN, VA 23112-2506

Mortgage

Document Number	0000000812,
Date	Jun 26, 2026
Instrument	2026812

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	92 CHERRY DR, HUDGINS, VA 23076-2119
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12450 EVERGREEN MILL DR, GLEN ALLEN, VA 23059-1574

Mortgage

Document Number	0260000099
Date	Jan 23, 2026
Instrument	260000099

Lender

Name	VIRGINIA HARD MONEY LLC
Type	Non-Lending Institution
Address	SPOTSYLVANIA, VA 22553

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Aug 16, 2017
Property Address	92 CHERRY DR, HUDGINS, VA 23076-2119
Document Number	170001033
Map Reference	MB 1 PG 210
Instrument Date	Aug 14, 2017
Instrument	170001033
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9339 LOCUST LN, MECHANICSVILLE, VA 23116-2711

Mortgage

Document Number	170001034
Date	Aug 16, 2017
Instrument	170001034

Lender

Name	ERIC GOIN IRA
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	36 Months
Due	Aug 15, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 92 Cherry Dr was $791.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00	$127,600 (-) Land $35,000 Building $92,600
2025	$791.00	$127,600 Land $35,000 Building $92,600
2023	$714.00	$127,600 Land $35,000 Building $92,600	$127,600 Land $35,000 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Cherry Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Cherry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cherry Dr

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