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287 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 287 Central St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 918 sqft · built 1955
Lot Size0.627 acres (27,349 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Apr 2022)
Tax Bill$6,580 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jul 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNACTO M:00F2A B:0065 L:0005

Property Details

APN / Parcel Number

Primary APNACTO M:00F2A B:0065 L:0005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area918 sqft Living Area
Gross Area1,377 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,349 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address287 CENTRAL ST
CityACTON
StateMA
Zip01720-2414
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionW ACTON VLG
Legal Block65
Legal Lot Number5
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1004
Census Tract363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0065 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address287 CENTRAL ST, ACTON, MA 01720-2414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Condominium Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Feb 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALLIANT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleJul 15, 2016 · Amount on Record
Deed Book / Page80017 / 92
Record UpdatedSep 20, 2026

April 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionACTON MA
Recording DateApr 22, 2022
Property Address287 CENTRAL ST, ACTON, MA 01720-2414
Document Number0080017-92
Book / Page80017 / 92
Instrument DateApr 22, 2022
Instrument60429
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 CENTRAL ST # 5C, 5C, ACTON, MA 01720-2414

Mortgage

Document Number0000060430
DateApr 22, 2022
Instrument60430
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address287 CENTRAL ST, ACTON, MA 01720-2414
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75111-201
DateJul 14, 2020
Book Page75111/201
Instrument113086
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address287 CENTRAL ST, ACTON, MA 01720-2414
Document Number72482-341
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 CENTRAL ST #287 ACTON MA 017202414, 287, ACTON, MA 01720-2414

Mortgage

Document Number72482-341
DateApr 22, 2019
Book Page072482/000341
Instrument49389
Lender
NameALLIANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 21, 2034

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,580.00 (+9.12%)$383,700 (+6.08%) Building $383,700$423,985 (-1.2%)
2024$6,030.00 (+6.14%)$361,700 (+11.81%) Building $361,700$429,115
2023$5,681.00$323,500 Building $323,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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