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270 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 270 Central St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,578 sqft · built 1910
Lot Size0.371 acres (16,156 sqft)
OwnerIndividual Name on File
Last Sale$948,000 (Jan 2025)
Tax Bill$13,461 (2025)
Deeds & MortgagesNov 2021 Refinance
Jan 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNACTO M:00F2A B:0119 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00F2A B:0119 L:0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,578 sqft Living Area
Gross Area4,605 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,156 sqft (0.371 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address270 CENTRAL ST
CityACTON
StateMA
Zip01720-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWAV
Legal Block119
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1010
Census Tract363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0119 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address270 CENTRAL ST, ACTON, MA 01720-2415
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jan 24, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Oct 09, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Apr 20, 2018Quit Claim Deed, Transfer
BLUE HILLS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2025 · Amount on Record
Deed SaleJan 24, 2025 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Book / Page83709 / 444
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address270 CENTRAL ST, ACTON, MA 01720-2415
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079251-24
DateNov 30, 2021
Book Page79251/24
Instrument259274
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJan 24, 2025
Property Address270 CENTRAL ST, ACTON, MA 01720-2415
Document Number083709-444
Book / Page83709 / 444
Instrument DateJan 24, 2025
Instrument8371
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address270 CENTRAL ST, ACTON, MA 01720-2415

Mortgage

Document Number0000008372
DateJan 24, 2025
Instrument8372
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address270 CENTRAL ST, ACTON, MA 01720-2415
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75851-420
DateOct 09, 2020
Book Page75851/420
Instrument183439
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateApr 20, 2018
Property Address270 CENTRAL ST, ACTON, MA 01720-2415
Document Number70895-390
Book / Page70895 / 390
Instrument53918
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.41
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 CENTRAL ST, ACTON, MA 01720-2415

Mortgage

Document Number708950393
DateApr 20, 2018
Instrument70895/0393
Lender
NameBLUE HILLS BANK
Agreement
AmountAmount Recorded
Term360 Months
DueApr 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,461.00 (+2.79%)$784,900 (-0.09%) Land $269,600 Building $515,300$896,705 (+2.93%)
2024$13,096.00 (+0.34%)$785,600 (+5.71%) Land $269,600 Building $516,000$871,150
2023$13,051.00$743,200 Land $245,100 Building $498,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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