287 Ave A, Waverly, FL 33877 Property Records

Polk County property record for 287 Ave A, Waverly, FL 33877

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1962
Lot Size	0.167 acres (7,253 sqft)
Owner	Individual Name on Record
Tax Bill	$647 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-09-000000-013440`

Property Details

APN / Parcel Number

Primary APN	`27-29-09-000000-013440`
Alternative APNs	`092927000000013440` `92927000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,253 sqft (0.167 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	232 sqft
Carport	Carport
Carport Area	232 sqft
Porch	Unfinished Open Porch
Porch Area	44 sqft
Utility Building	32 sqft

Location & Zoning

Street Address	287 AVENUE A
City	WAVERLY
State	FL
Zip	33877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S 125 FT OF E 62 FT OF N 960 FT OF W1/2 OF NW1/4 OF NE1/4
Legal Range	27E
Legal Township	29S
Legal Section	09
Legal Subdivision	DECOSEY A C PROP
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2032
Census Tract	14130

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 137, WAVERLY, FL 33877-0137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	287 AVENUE A, WAVERLY, FL 33877
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065379
Date	Mar 15, 2021
Book Page	11622/922
Instrument	2021065379

Lender

Name	COUNTY OF POLK
Type	Government Agency

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,440 (+2.7%)	$75,610 (-2.43%) Land $6,528 Building $69,082
2025		$27,692 (+5.99%)	$77,492 (+18.02%) Land $6,528 Building $70,964
2024	$647.00 (+27.61%)
2023	$507.00 (+7.42%) Homeowner's exemption	$26,128 (+3%)	$65,659 (+30.14%) Land $6,165 Building $59,494
2022	$472.00 Homeowner's exemption	$25,367	$50,451 Land $2,170 Building $48,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER SYSTEM serves 1,479 people · EPA ID FL6535707
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20