Polk County property record for 272 Ave A, Waverly, FL 33877
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1962 |
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Sep 2026) |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2024 Sale & Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-09-000000-013540 |
| Primary APN | 27-29-09-000000-013540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,153 sqft (0.164 acres) |
| Lot Dimensions | 125 ft deep x 57 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Wall Unit |
|---|
| Street Address | 272 AVENUE A |
|---|---|
| City | WAVERLY |
| State | FL |
| Zip | 33877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | W 57 FT OF E 181 FT OF N 125 FT OF S 300 FT OF N 960 FT OF W1/2 OF NW1/4 OF NE1/4 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | DECOSEY A C PROP |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14130 |
Source: Polk County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC |
| Apr 10, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Oct 2, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 27, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 13, 2022 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| May 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 2026217717 |
| Deed Book / Page | 14145 / 1956 |
| Prior Transfer Date | Jun 23, 2022 |
| Prior Transfer Doc | 0000174655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000217717 |
| Book / Page | 14145 / 1956 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026217717 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000217718, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026217718 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000081786 |
| Book / Page | 13072 / 1 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2024081786 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $944.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1850 LEE RD STE 300, 300, WINTER PARK, FL 32789-2107 |
| Name | Verified Name |
|---|---|
| Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0001307218 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 13072/18 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000081787 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 13072/3 |
| Instrument | 2024081787 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | 18402 |
| Type | FHA Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 2, 2023 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000230068 |
| Book / Page | 12855 / 714 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023230068 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $515.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 CHELSEA DR, DAVENPORT, FL 33897-6283 |
| Name | Verified Name |
|---|---|
| Address | 1850 LEE RD STE 300, 300, WINTER PARK, FL 32789-2107 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000174655 |
| Book / Page | 12313 / 1048 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022174655 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 CASSIA DR, 902, DAVENPORT, FL 33897-9565 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 902 CASSIA DR, DAVENPORT, FL 33897-9565 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000011934 |
| Book / Page | 12072 / 1056 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022011934 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 DWELL DR APT 101, 81, CELEBRATION, FL 34747-6462 |
| Name | Verified Name |
|---|---|
| Address | 902 CASSIA DR, DAVENPORT, FL 33897-9565 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 14, 2021 |
| Property Address | 272 AVENUE A, WAVERLY, FL 33877 |
| Document Number | 0000126023 |
| Book / Page | 11715 / 2079 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021126023 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $298.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 683 AVENUE F SE, 683, WINTER HAVEN, FL 33880-3756 |
| Name | Verified Name |
|---|---|
| Address | 81 DWELL DR APT 101, 101, KISSIMMEE, FL 34747-6462 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,309 (-7.66%) Land $6,438 Building $86,871 | $93,309 (-7.66%) Land $6,438 Building $86,871 | |
| 2025 | $786.00 (-49.06%) Homeowner's exemption | $101,047 (+27.93%) Land $6,438 Building $94,609 | $101,047 (+27.93%) Land $6,438 Building $94,609 |
| 2023 | $1,543.00 (+18.42%) | $78,984 (+26.27%) Land $6,080 Building $72,904 | $78,984 (+26.27%) Land $6,080 Building $72,904 |
| 2022 | $1,303.00 | $62,553 Land $1,995 Building $60,558 | $62,553 Land $1,995 Building $60,558 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER SYSTEM serves 1,479 people · EPA ID FL6535707 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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