28699 Water Oak Loop, Ponchatoula, LA 70454 Property Records

Tangipahoa Parish property record for 28699 Water Oak Loop, Ponchatoula, LA 70454

Property Summary

Property Type	Single Family Home
Details	2,966 sqft · built 2009
Lot Size	0.21 acres (9,148 sqft)
Owner	Owner Name on File
Last Sale	$179,900 (Mar 2014)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6202306`

Property Details

APN / Parcel Number

Primary APN	`6202306`

Interior

Building Area	2,966 sqft Living Area

Exterior

Year Built	Built 2009
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	28699 WATER OAK LOOP
City	PONCHATOULA
State	LA
Zip	70454-8151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.21A BEING LOT 176 OF BEDICO TRACE PH II IN SEC 13 T7SR9E B1050 P582-856 B1086 P662 B1142 P855 B1153 P462 B1152 P670 B1254 P
Legal Range	09E
Legal Township	07S
Legal Section	13
Legal Subdivision	BEDICO TRACE
Legal Phase	2
Legal Lot Number	176
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	954602

Owner

The current owner of 28699 Water Oak Loop bought it in March 2014.

Source: Tangipahoa Parish records, as of February 18, 2026

Owner of Record	Owner Name on File
Mailing Address	28699 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Mar 27, 2014 · Amount on File
Deed Sale	Mar 27, 2014 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	0001340421
Deed Book / Page	1340 / 421
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	28699 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Document Number	0001031473
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	CRESCENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28699 WATER OAK LOOP PONCHATOULA LA 704548151, PONCHATOULA, LA 70454-8151

Mortgage

Document Number	0001031473
Date	Jul 8, 2019
Book Page	002796/000169
Instrument	1031473

Lender

Name	STANDARD MTG
Type	Mortgage Company
Address	NEW ORLEANS, LA 70139

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28699 Water Oak Loop was $2,230 with a homeowner's exemption.

Source: Tangipahoa Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 Homeowner's exemption	$22,147 Land $3,780 Building $18,367	$221,468 Land $37,800 Building $183,668
2023	$2,229.00 Homeowner's exemption	$22,054 (-) Land $3,500 Building $18,554	$220,542 (-) Land $35,000 Building $185,542
2022	$2,229.00 Homeowner's exemption	$22,054 Land $3,500 Building $18,554	$220,542 Land $35,000 Building $185,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28699 Water Oak Loop in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	36 (2008–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 12 claims Hurricane Isaac, Aug 2012 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28699 Water Oak Loop is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20