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28675 Water Oak Loop, Ponchatoula, LA 70454 Property Records

Tangipahoa Parish property record for 28675 Water Oak Loop, Ponchatoula, LA 70454

Property Summary

Property TypeSingle Family Home
Details2,599 sqft · built 2020
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$319,000 (Sep 2024)
Tax Bill$2,789 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Oct 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN6202136

Property Details

APN / Parcel Number

Primary APN6202136

Interior

Building Area2,599 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address28675 WATER OAK LOOP
CityPONCHATOULA
StateLA
Zip70454-8151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.23A BEING LOT 161 OF BEDICO TRACE PH II IN SEC 13 T7SR9E B1050 P582-856 B1086 P318 B1150 P269 B1469 P101 B1692 P689 MAP 105
Legal Range09E
Legal Township07S
Legal Section13
Legal SubdivisionBEDICO TRACE
Legal Phase2
Legal Lot Number161
JurisdictionTANGIPAHOA LA
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract954602

Owner

28675 Water Oak Loop is owned and occupied by an individual who bought it in September 2024.

Source: Tangipahoa Parish records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address28675 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Loan Modification, Mortgage
FIFTH DIST SVGS BK
Oct 25, 2019Loan Modification, Mortgage
FIFTH DIST SVGS BK
Jul 13, 2018Deed of Trust, Mortgage
FIFTH DIST SVGS BK
Feb 5, 2018Grant Deed, Subdivision Related Transfer
WINTERS TITLE AGENCY INC, WINTERS TITLE AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2024 · Amount on File
Deed SaleSep 25, 2024 · Amount on File
Deed Document Number1148596
Deed Book / Page1692 / 689
Record UpdatedJun 8, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTANGIPAHOA LA
Property Address28675 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Document Number0001048013
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address28675 WATER OAK LOOP PONCHATOULA LA 704548151, PONCHATOULA, LA 70454-8151

Mortgage

Document Number0001048013
DateApr 20, 2020
Book Page002881/000201
Instrument1048013
Lender
NameFIFTH DIST SVGS BK
TypeFederal Savings Bank
Agreement
AmountAmount on Record

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTANGIPAHOA LA
Property Address28675 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Document Number0001038189
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28675 WATER OAK LOOP PONCHATOULA LA 70454, PONCHATOULA, LA 70454

Mortgage

Document Number0001038189
DateOct 28, 2019
Book Page002829/000418
Instrument1038189
Lender
NameFIFTH DIST SVGS BK
TypeFederal Savings Bank
Agreement
AmountAmount on Record
Interest
Rate3.62%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTANGIPAHOA LA
Property Address28675 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Document Number0001010605
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyFLAGSHIP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWATER OAK LOOP PONCHATOULA LA 70454, PONCHATOULA, LA 70454

Mortgage

Document Number0001010605
DateJul 16, 2018
Book Page002699/000861
Instrument1010605
Lender
NameFIFTH DIST SVGS BK
TypeFederal Savings Bank
AddressNEW ORLEANS, LA 70114
Agreement
AmountAmount on Record
Term360 Months
DueJul 15, 2048
Interest
Rate4.62%

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionTANGIPAHOA LA
Recording DateFeb 5, 2018
Property Address28675 WATER OAK LOOP, PONCHATOULA, LA 70454-8151
Document Number0001000650
Book / Page001469 / 000101
Instrument DateJan 31, 2018
Instrument1000650
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyWINTERS TITLE AGENCY INC, WINTERS TITLE AGCY INC

Transaction

AmountAmount on Record
Tax$38.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address117 PINE AVE MADISONVILLE LA 704479346, MADISONVILLE, LA 70447-9346

Tax Assessment & Valuation

The 2025 property tax bill for 28675 Water Oak Loop was $2,789 with a homeowner's exemption.

Source: Tangipahoa Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountyTangipahoa Parish
Unified School DistrictTangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,789.00 Homeowner's exemption$27,695 Land $3,780 Building $23,915$276,947 Land $37,800 Building $239,147
2023$2,173.00 Homeowner's exemption$21,501 (-) Land $3,500 Building $18,001$215,010 (-) Land $35,000 Building $180,010
2022$2,173.00 Homeowner's exemption$21,501 Land $3,500 Building $18,001$215,010 Land $35,000 Building $180,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28675 Water Oak Loop in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 213 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims36 (2008–2022)
Claims Outside the SFHA5 of 36
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 12 claims
  • Severe Storms And Flooding, Aug 2016 · 12 claims
  • Hurricane Isaac, Aug 2012 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28675 Water Oak Loop is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 84% of Louisiana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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