2868 Locust St, Riverside, CA 92501 Property Records

Riverside County property record for 2868 Locust St, Riverside, CA 92501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Feb 2020)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-182-005`

Property Details

APN / Parcel Number

Primary APN	`209-182-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,280 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	209182005
Street Address	2868 LOCUST ST
City	RIVERSIDE
State	CA
Zip	92501-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	POR LOT 12 BLK 3 MB 001/046 FAIRMOUNT HTS 4
Legal Subdivision	FAIRMOUNT HEIGHTS
Legal Tract	4
Legal Block	3
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1020
Census Tract	30200

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CENTRAL CU
Feb 27, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 17, 2019	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	2020-0090093
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305

Mortgage

Document Number	0000460896
Date	Aug 2, 2021
Instrument	2021-0460896

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118556
Date	Mar 29, 2018
Instrument	2018-0118556

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 27, 2020
Property Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305
Document Number	0000090093
Instrument Date	Jan 24, 2020
Instrument	90093
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2868 LOCUST ST RIVERSIDE CA 925012305, RIVERSIDE, CA 92501-2305

Mortgage

Document Number	90094
Date	Feb 27, 2020
Instrument	90094

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Mortgage

Document Number	90095,
Date	Feb 27, 2020
Instrument	90095

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2868 LOCUST ST, RIVERSIDE, CA 92501-2305
Document Number	0000181263
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2868 LOCUST ST RIVERSIDE CA 925012305, RIVERSIDE, CA 92501-2305

Mortgage

Document Number	0000181263
Date	May 23, 2019
Instrument	181263

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,799.00 (+3.83%)	$426,516 (+4.04%) Land $87,488 Building $339,028
2023	$4,622.00 (+1.87%)	$409,956 Land $84,092 Building $325,864
2022	$4,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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