2868 Cove Ln, Bountiful, UT 84010 Property Records

Davis County property record for 2868 Cove Ln, Bountiful, UT 84010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,434 sqft · built 2015
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$548,800 (Apr 2014)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-098-0008`

Property Details

APN / Parcel Number

Primary APN	`05-098-0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,434 sqft Living Area
Basement Area	2,018 sqft
Unfinished Basement	2,018 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2868 COVE LN
City	BOUNTIFUL
State	UT
Zip	84010-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	ALL OF LOT 8, MAPLE HILLS SUB NO 4 PLAT A. CONT. 0.47 ACRES
Legal Subdivision	MAPLE HILLS SUBDIVISION NO 4
Legal Lot Number	8
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	2
Census Block	2024
Census Tract	126402

Owner

2868 Cove Ln is owned and occupied by two individuals who bought it in April 2014.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2868 COVE LN, BOUNTIFUL, UT 84010-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 29, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2014 · Amount on File
Deed Sale	Apr 29, 2014 · Amount on File
Prior Sale	Jan 10, 2013 · Amount on File
Deed Document Number	20142801083
Deed Book / Page	6007 / 225
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0002801083
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2868 COVE LN, BOUNTIFUL, UT 84010-2415
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7815/1875
Date	Aug 4, 2021
Book Page	7815/1875
Instrument	3406203

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2868 COVE LN, BOUNTIFUL, UT 84010-2415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003162594
Date	May 29, 2019
Book Page	7272/1613
Instrument	3162594

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2868 Cove Ln was $5,477, up 6.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,099 (+6.28%) Land $298,836 Building $241,263	$982,000 (+6.28%) Land $543,339 Building $438,661
2025	$5,477.00 (+6.27%)	$508,200 Land $213,343 Building $294,857	$924,000 Land $387,896 Building $536,104
2024	$5,154.00 (+2%)
2023	$5,053.00 (-7.15%)	$925,000 Land $322,083 Building $602,917	$925,000 Land $322,083 Building $602,917
2022	$5,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2868 Cove Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2868 Cove Ln is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Utah
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Echo Broadband, Utah Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Ln

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