2863 Cove Ln, Bountiful, UT 84010 Property Records

Davis County property record for 2863 Cove Ln, Bountiful, UT 84010

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,776 sqft · built 1995
Lot Size	0.814 acres (35,458 sqft)
Owner	Individual Name on Record
Tax Bill	$929 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-098-0065`

Property Details

APN / Parcel Number

Primary APN	`05-098-0065`
Alternative APN	`050980053`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,776 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,458 sqft (0.814 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	050980053
Street Address	2863 COVE LN
City	BOUNTIFUL
State	UT
Zip	84010-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	BEG AT A PT ON THE E BNDRY OF COVE LANE (1600 EAST STR, A 54.00 FT WIDE RD), WH PT IS ALSO THE NW COR OF LOT 12, MAPLE HILLS
Legal Subdivision	SD MAPLE HILLS SUB 4
Legal Lot Number	12
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	2
Census Block	2025
Census Tract	126402

Owner

Source: Davis County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2023	Intrafamily Transfer, Transfer
May 24, 2021	Intrafamily Transfer, Transfer
Jul 28, 2020	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025
Deed Sale	Sep 24, 2025
Prior Sale	Dec 11, 2023
Deed Document Number	3635331
Deed Book / Page	8839 / 1523
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	007868/195
Date	Oct 19, 2021
Book Page	7868/195
Instrument	3428243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 24, 2025
Property Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Document Number	08839/1523
Book / Page	8839 / 1523
Instrument Date	Sep 23, 2025
Instrument	3635331
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Investor	Possibly a Property Investor

Mortgage

Document Number	0003635333
Date	Sep 24, 2025
Instrument	3635333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Dec 11, 2023
Property Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Document Number	008396/149
Book / Page	8396 / 149
Instrument Date	Dec 11, 2023
Instrument	3553940
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	May 24, 2021
Property Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Document Number	07766/1268
Book / Page	7766 / 1268
Instrument Date	May 18, 2021
Instrument	3384933
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2863 S COVE LN, BOUNTIFUL, UT 84010-2416

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 28, 2020
Property Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416
Document Number	07562/2162
Book / Page	7562 / 2162
Instrument Date	Jul 22, 2020
Instrument	3275597
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2863 COVE LN, BOUNTIFUL, UT 84010-2416

Mortgage

Document Number	0003275675
Date	Jul 28, 2020
Instrument	3275675

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$441,100 (-41.58%) Land $174,692 Building $266,408	$802,000 (+6.23%) Land $317,622 Building $484,378
2023	$929.00 (-55.72%)	$755,000 Land $250,722 Building $504,278	$755,000 Land $250,722 Building $504,278
2022	$2,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Utah
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Echo Broadband, Utah Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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