San Bernardino County property record for 28663 Terrace Dr, Highland, CA 92346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,300 sqft · built 1978 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jul 2019) |
| Tax Bill | $7,659 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 1200-151-07-0000 |
| Primary APN | 1200-151-07-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 2,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 14,300 sqft (0.328 acres) |
| Lot Dimensions | 130 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 28663 TERRACE DR |
|---|---|
| City | HIGHLAND |
| State | CA |
| Zip | 92346-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5299 LOT 52 |
| Legal Subdivision | TRACT NO 5299 |
| Legal Tract | 5299 |
| Legal Block | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 7905 |
28663 Terrace Dr is owned and occupied by two individuals who bought it in July 2019.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 5, 2018 | Deed of Trust, Mortgage · SBA Mortgage MOHAVE STATE BANK |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on File |
| Deed Sale | Jul 16, 2019 · Amount on File |
| Deed Document Number | 2019236553 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0000454919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Document Number | 0000198797 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0198797 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000242647 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 2018-0242647 |
| Name | MOHAVE STATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE HAVASU CITY, AZ 86403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 190 Months |
| Due | May 29, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Document Number | 0000236553 |
| Map Reference | MB 76 PG 74&75 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2019-0236553 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28663 TERRACE DR, HIGHLAND, CA 92346-5255 |
| Document Number | 0000236554 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0236554 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Number | 0000236555 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0236555 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 28663 Terrace Dr was $7,659.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Highland City |
| Unified School District | Redlands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,492 (+2%) Land $172,347 Building $402,145 | |
| 2025 | $7,659.00 | $563,228 Land $168,968 Building $394,260 |
| 2023 | $7,150.00 (+3%) | $541,357 Land $162,407 Building $378,950 |
| 2022 | $6,942.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28663 Terrace Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28663 Terrace Dr is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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