28653 Terrace Dr, Highland, CA 92346 Property Records

San Bernardino County property record for 28653 Terrace Dr, Highland, CA 92346

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,062 sqft · built 1963
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (Nov 2024)
Tax Bill$9,168 (2025)
Deeds & MortgagesApr 2024 Sale & Construction Loan
May 2018 Second Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN1200-141-17-0000

Property Details

APN / Parcel Number

Primary APN1200-141-17-0000
Alternative APN
  • 0288304040000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,062 sqft Living Area
Gross Area2,592 sqft
1st Floor Area2,062 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleModern
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions120 ft deep x 125 ft wide
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address28653 TERRACE DR
CityHIGHLAND
StateCA
Zip92346-5255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5299 LOT 53
Legal SubdivisionTRACT NO. 5299
Legal Tract5299
Legal Block3
Legal Lot Number53
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3005
Census Tract7905

Owner

28653 Terrace Dr is owned and occupied by two individuals who bought it in November 2024.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address28653 TERRACE DR, HIGHLAND, CA 92346-5255
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Grant Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
May 4, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BROKER SOLUTIONS INC
Mar 29, 2018Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 26, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2024 · Amount on File
Deed SaleNov 6, 2024 · Amount on File
Prior SaleApr 22, 2024 · Amount on File
Deed Document Number2024266908
Prior Transfer DateSep 5, 2017
Prior Transfer Doc0000395644
Record UpdatedOct 29, 2026

April 2024: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 22, 2024
Property Address28653 TERRACE DR, HIGHLAND, CA 92346-5255
Document Number0000092589
Map ReferenceMB 76 PG 74&75
Instrument DateApr 12, 2024
Instrument2024-0092589
Transaction TypeConstruction Loan
Record UpdatedMay 6, 2024
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14050 CHERRY AVE, FONTANA, CA 92337-0766
InvestorPossibly a Property Investor

Mortgage

Document Number0000092590
DateApr 22, 2024
Instrument2024-0092590
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address28653 TERRACE DR, HIGHLAND, CA 92346-5255
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163529
DateMay 4, 2018
Instrument2018-0163529
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMar 29, 2018
Property Address28653 TERRACE DR, HIGHLAND, CA 92346-5255
Document Number0000110652
Map ReferenceMB 76 PG 74&75
Instrument DateFeb 6, 2018
Instrument2018-0110652
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28653 TERRACE DR, HIGHLAND, CA 92346-5255

Mortgage

Document Number0000110653
DateMar 29, 2018
Instrument2018-0110653
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Mortgage

Document Number0000110654
DateMar 29, 2018
Instrument2018-0110654
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95812
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateSep 26, 2017
Property Address28653 TERRACE DR, HIGHLAND, CA 92346-5255
Document Number0000395644
Instrument DateAug 21, 2017
Instrument395644
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28653 TERRACE DR HIGHLAND CA 923465255, HIGHLAND, CA 92346-5255

Tax Assessment & Valuation

The 2025 property tax bill for 28653 Terrace Dr was $9,168.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityHighland City
Unified School DistrictRedlands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$719,100 (+2%) Land $215,730 Building $503,370
2025$9,168.00$705,000 Land $211,500 Building $493,500
2023$5,843.00 (+1.53%) Homeowner's exemption$457,143 Land $158,578 Building $298,565
2022$5,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28653 Terrace Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28653 Terrace Dr is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST VALLEY WATER DISTRICT
serves 108,600 people · EPA ID CA3610064
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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