2866 Cloudberry Ct, Waldorf, MD 20603 Property Records

Charles County property record for 2866 Cloudberry Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,154 sqft · built 2003
Lot Size0.279 acres (12,145 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Sep 2005)
Tax Bill$14,264 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-288987

Property Details

APN / Parcel Number

Primary APN06-288987
Alternative APN
  • 288987

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,154 sqft Living Area
Gross Area3,594 sqft
1st Floor Area1,462 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,145 sqft (0.279 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number288987
Street Address2866 CLOUDBERRY CT
CityWALDORF
StateMD
Zip20603-5966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLT-28 S-3 PLT-3 SUN VALLEY EST SUB
Legal SubdivisionSUN VALLEY EST SUB
Legal Block2
Legal Lot Number28
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2002
Census Tract850706

Owner

2866 Cloudberry Ct is owned and occupied by two individuals who bought it in September 2005.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2866 CLOUDBERRY CT, WALDORF, MD 20603-5966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2005 · Amount on File
Deed SaleSep 7, 2005 · Amount on File
Prior SaleJul 25, 2003 · Amount on File
Deed Document Number2005238105
Deed Book / Page5427 / 368
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2866 CLOUDBERRY CT, WALDORF, MD 20603-5966
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 6 CLOUDBERRY CT, WALDORF, MD 20603

Mortgage

Document Number0125850401
DateJun 8, 2022
Book Page12585/401
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2866 Cloudberry Ct was $14,264 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,800$556,400 Land $126,200 Building $430,200
2025$14,264.00
2023$6,068.00 Homeowner's exemption$435,567$455,600 Land $126,200 Building $329,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2866 Cloudberry Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2866 Cloudberry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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