Charles County property record for 2863 Cloudberry Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,154 sqft · built 2003 |
| Lot Size | 0.276 acres (12,025 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jun 2010) |
| Tax Bill | $14,318 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-289053 |
| Primary APN | 06-289053 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,025 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 289053 |
|---|---|
| Street Address | 2863 CLOUDBERRY CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-5966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT-35 S-3 PLT-3 SUN VALLEY EST SUB |
| Legal Subdivision | SUN VALLEY EST SUB |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850706 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 6, 2023 | Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Nov 18, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Nov 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2010 · Amount on Record |
| Deed Sale | Jun 18, 2010 · Amount on Record |
| Prior Sale | Sep 5, 2003 · Amount on Record |
| Deed Document Number | 201057010 |
| Deed Book / Page | 7174 / 149 |
| Last Transfer Date | Nov 23, 2016 |
| Transfer Doc | 0096560051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Document Number | 0131850322 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 13185/322 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0131380262 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 13138/262 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Document Number | 0109870351 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2863 CLOUDBERRY CT WALDORF MD 206035966, WALDORF, MD 20603-5966 |
| Document Number | 0109870351 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 010987/000351 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2863 CLOUDBERRY CT, WALDORF, MD 20603-5966 |
| Document Number | 0109870358 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2863 CLOUDBERRY CT WALDORF MD 206035966, WALDORF, MD 20603-5966 |
| Document Number | 0109870358 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 010987/000358 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,100 (+6.88%) | $558,900 (-) Land $126,200 Building $432,700 | |
| 2025 | $14,318.00 (+135.03%) Homeowner's exemption | $491,300 (+12.32%) | $558,900 (+22.16%) Land $126,200 Building $432,700 |
| 2023 | $6,092.00 Homeowner's exemption | $437,400 | $457,500 Land $126,200 Building $331,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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