2865 Pearse St, Cincinnati, OH 45251 Property Records

Hamilton County property record for 2865 Pearse St, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,007 sqft · built 2024
Lot Size	0.321 acres (13,996 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Mar 2025)
Tax Bill	$6,774 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0013-0214-00`

Property Details

APN / Parcel Number

Primary APN	`510-0013-0214-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	1,138 sqft
Basement Area	847 sqft

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,996 sqft (0.321 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2865 PEARSE ST
City	CINCINNATI
State	OH
Zip	45251-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEARSE ST 0.3213 AC LOT 30ABBEYTOWN SUBDIVISION PHASE 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2001
Census Tract	20504

Owner

2865 Pearse St is owned and occupied by an individual who bought it in March 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2865 PEARSE ST, CINCINNATI, OH 45251-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Deed Document Number	0000018808
Deed Book / Page	15375 / 1205
Record Updated	Jun 8, 2026

March 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 18, 2025
Property Address	2865 PEARSE ST, CINCINNATI, OH 45251-3511
Document Number	0000018808
Book / Page	15375 / 1205
Map Reference	MB 494 PG 48
Instrument Date	Mar 13, 2025
Instrument	2025-0018808
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2865 PEARSE ST, CINCINNATI, OH 45251-3511

Mortgage

Document Number	0000018809
Date	Mar 18, 2025
Instrument	2025-0018809

Lender

Name	COAST2COAST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2865 Pearse St was $6,774, up 332% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,774.00 (+332.02%)	$115,150 (+311.25%) Land $28,000 Building $87,150
2024	$1,568.00 (+1.23%)	$28,000 (-) Land $28,000
2023	$1,549.00	$28,000 Land $28,000	$329,000 Land $80,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2865 Pearse St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 Pearse St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20