Hamilton County property record for 2860 Pearse St, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,683 sqft · built 2024 |
| Lot Size | 0.193 acres (8,385 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $456,000 (Jul 2024) |
| Tax Bill | $9,388 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0013-0211-00 |
| Primary APN | 510-0013-0211-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,683 sqft Living Area |
| Gross Area | 4,283 sqft |
| 1st Floor Area | 1,138 sqft |
| 2nd Floor Area | 1,545 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Lot Area | 8,385 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2860 PEARSE ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARSE ST 0.1925 AC LOT 27ABBEYTOWN SUBDIVISION PHASE 2 |
| Legal Subdivision | ABBEYTOWN SUBDIVISION PHASE 2 |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20504 |
Source: Hamilton County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2860 PEARSE ST, CINCINNATI, OH 45251-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jul 31, 2024 | Survivorship Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Deed Document Number | 202452800 |
| Deed Book / Page | 15219 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2860 PEARSE ST, CINCINNATI, OH 45251-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040204 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 15428/172 |
| Instrument | 2025-0040204 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 31, 2024 |
| Property Address | 2860 PEARSE ST, CINCINNATI, OH 45251-3510 |
| Document Number | 0000052800 |
| Book / Page | 15219 / 274 |
| Map Reference | MB 494 PG 48&49 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 2024-0052800 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2860 PEARSE ST, COLERAIN TOWNSHIP, OH 45251-3510 |
| Document Number | 0000052801 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 2024-0052801 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,388.00 (+498.34%) | $159,600 (+47%) Land $28,000 Building $131,600 | $456,000 (-) Land $80,000 Building $376,000 |
| 2024 | $1,569.00 (+1.29%) | $28,000 (-) Land $28,000 | |
| 2023 | $1,549.00 | $28,000 Land $28,000 | $456,000 Land $80,000 Building $376,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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