2865 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2865 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 2021
Lot Size	0.525 acres (22,857 sqft)
Owner	2 Company Names on Record
Last Sale	$38,500 (Oct 2008)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`003O-B-025.00`

Property Details

APN / Parcel Number

Primary APN	`003O-B-025.00`
Alternative APNs	`04003OB003O02500` `045003O B 02500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,684 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,857 sqft (0.525 acres)
Lot Dimensions	163 ft deep x 140 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2865 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TIMBERLAKE PB: C PG: 122 LOT: 65 140.4X162.8
Legal Subdivision	TIMBERLAKE
Legal Lot Number	65
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	70300

Owner

Source: Jefferson County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2865 LAKE FOREST CIR, TALBOTT, TN 37877-3020
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ORNL FCU
Jun 28, 2021	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2008 · Amount on Record
Deed Sale	Oct 24, 2008 · Amount on Record
Prior Sale	Jul 23, 1974
Deed Book / Page	962 / 254
Last Transfer Date	Jul 9, 2024
Transfer Doc	0001827430
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2859 LAKE FOREST CIR, TALBOTT, TN 37877-3020
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001644370
Date	Oct 14, 2021
Book Page	1644/370
Instrument	21009957

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Jun 28, 2021
Property Address	2859 LAKE FOREST CIR, TALBOTT, TN 37877-3020
Document Number	162019
Book / Page	1620 / 19
Map Reference	CAB C SL 122
Instrument Date	Jun 18, 2021
Instrument	21006175
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$247.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 CHESTNUT HILL LN, KNOXVILLE, TN 37924-1062

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 (+4.21%)	$117,900 (+991.67%) Land $15,000 Building $102,900	$471,600 (-) Land $60,000 Building $411,600
2024	$1,686.00 (+611.39%)		$471,600 (+991.67%) Land $60,000 Building $411,600
2022	$237.00	$10,800 Land $10,800	$43,200 Land $43,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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