2859 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2859 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,425 sqft · built 1980
Lot Size	0.499 acres (21,742 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Oct 2023)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`003O-B-001.00`

Property Details

APN / Parcel Number

Primary APN	`003O-B-001.00`
Alternative APNs	`04003OB003O00100` `045003O B 00100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,425 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	1,849 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,742 sqft (0.499 acres)
Lot Dimensions	102 ft deep x 214 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	212 sqft
Deck Area	48 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2859 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TIMBERLAKE PB: C PG: 122 LOT: 66 214X101.6 IRR
Legal Subdivision	TIMBERLAKE
Legal Lot Number	66
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	70300

Owner

Source: Jefferson County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	840 W 1ST NORTH ST, MORRISTOWN, TN 37814-4548
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 26, 2019	Warranty Deed, Transfer COLONIAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20237967
Deed Book / Page	1785 / 128
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2859 LAKE FOREST CIR, TALBOTT, TN 37877-3020
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001785130
Date	Oct 26, 2023
Book Page	1785/130
Instrument	23007968

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Nov 26, 2019
Property Address	2859 LAKE FOREST CIR, TALBOTT, TN 37877-3020
Document Number	1506524
Book / Page	001506 / 000524
Instrument Date	Nov 22, 2019
Instrument	8915
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 LAKE FOREST CIR TALBOTT TN 378773020, TALBOTT, TN 37877-3020

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+68.57%)	$156,250 (+147.72%) Land $13,750 Building $142,500	$625,000 (-) Land $55,000 Building $570,000
2024			$625,000 (+147.72%) Land $55,000 Building $570,000
2022	$1,381.00	$63,075 Land $10,800 Building $52,275	$252,300 Land $43,200 Building $209,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foursight Communications Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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