2865 Emerald St, Memphis, TN 38115 Property Records

Shelby County property record for 2865 Emerald St, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,197 sqft · built 1970
Lot Size	0.255 acres (11,125 sqft)
Owner	Company Name on Record
Last Sale	$119,663 (Mar 2020)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-4089-0-0090`

Property Details

APN / Parcel Number

Primary APN	`07-4089-0-0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,197 sqft Living Area
1st Floor Area	1,369 sqft
Utility Area	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,125 sqft (0.255 acres)
Lot Dimensions	141 ft deep x 74 ft wide
Garage Type	Carport
Garage Area	405 sqft
Carport	Carport
Carport Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2865 EMERALD ST
City	MEMPHIS
State	TN
Zip	38115-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	MEADOW LAKE
Legal Lot Number	42
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3000
Census Tract	10720

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR, VANDALIA, OH 45377
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Grant Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L
Mar 15, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	202026667
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 11, 2020
Property Address	2865 EMERALD ST, MEMPHIS, TN 38115-1809
Document Number	0000026667
Instrument Date	Jan 23, 2020
Instrument	26667
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$443.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3525 PIEDMONT ROAD 5 #410 ATLANTA GA 30305, 410, ATLANTA, GA 30305
Investor	Possibly a Property Investor

Mortgage

Document Number	42196
Date	Mar 11, 2020
Instrument	42196

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 10, 2027

Interest

Rate Type	Adjustable Rate

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 15, 2022
Property Address	2865 EMERALD ST, MEMPHIS, TN 38115-1809
Document Number	0022029043
Map Reference	MB 31 PG 7
Instrument Date	Jan 23, 2020
Instrument	22029043
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 3RD AVE, NEW YORK, NY 10022-6225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 PIEDMONT RD NE BLDG 5-410, 5-410, ATLANTA, GA 30305-7043

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (-7.22%)	$40,600 (+16.92%) Land $5,750 Building $34,850	$162,400 (+16.92%) Land $23,000 Building $139,400
2024	$1,177.00 (-44.35%)
2023		$34,725 Land $5,000 Building $29,725
2022	$2,115.00
2021			$138,900 Land $20,000 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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