2859 Emerald St, Memphis, TN 38115 Property Records

Shelby County property record for 2859 Emerald St, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 1970
Lot Size	0.241 acres (10,512 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2021)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Sep 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-4089-0-0089`

Property Details

APN / Parcel Number

Primary APN	`07-4089-0-0089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,512 sqft (0.241 acres)
Lot Dimensions	128 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	282 sqft
Shed	1 Shed
Shed Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2859 EMERALD ST
City	MEMPHIS
State	TN
Zip	38115-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	MEADOW LAKE
Legal Lot Number	41
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3000
Census Tract	10720

Owner

2859 Emerald St is owned and occupied by two individuals who bought it in March 2021.

Source: Shelby County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2859 EMERALD ST, MEMPHIS, TN 38115-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer
Mar 25, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Deed Document Number	202133770
Prior Transfer Date	Jun 27, 2005
Prior Transfer Doc	0000101985
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Sep 24, 2021
Property Address	2859 EMERALD ST, MEMPHIS, TN 38115-1809
Document Number	0021119733
Map Reference	MB 31 PG 7
Instrument Date	Sep 24, 2021
Instrument	21119733
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 EMERALD ST, MEMPHIS, TN 38115-1809

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 25, 2021
Property Address	2859 EMERALD ST, MEMPHIS, TN 38115-1809
Document Number	0021033770
Map Reference	MB 31 PG 7
Instrument Date	Mar 19, 2021
Instrument	21033770
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PREFERRED TITLE & ESCROW INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 EMERALD ST, MEMPHIS, TN 38115-1809

Mortgage

Document Number	0021033771
Date	Mar 25, 2021
Instrument	21033771

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2859 Emerald St was $1,236.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$45,975 Land $5,750 Building $40,225	$183,900 Land $23,000 Building $160,900
2023		$39,425 Land $5,000 Building $34,425
2022	$2,401.00
2021			$157,700 Land $20,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2859 Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2859 Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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