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2865 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2865 E Ridgewood Ln, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,330 sqft · built 2013
Lot Size0.174 acres (7,594 sqft)
Owner2 Individual Names on File
Tax Bill$3,044 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-08-644

Property Details

APN / Parcel Number

Primary APN313-08-644

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,330 sqft Living Area
1st Floor Area1,589 sqft
2nd Floor Area1,741 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,594 sqft (0.174 acres)
Parking Spaces3 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2865 E RIDGEWOOD LN
CityGILBERT
StateAZ
Zip85298-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVILLE PARCEL 37A MCR 745-41
Legal Range06E
Legal Township02S
Legal Section27
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionSEVILLE PARCEL 37A
Legal Lot Number387
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1002
Census Tract816005

Owner

Source: Maricopa County records · APN 313-08-644

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2865 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jan 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2015
Deed SaleOct 29, 2015
Prior SaleOct 26, 2015
Deed Document Number20150779802
Record UpdatedJun 08, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2865 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027586
DateJan 11, 2018
Instrument2018-0027586
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2865 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000572041
DateJun 29, 2020
Instrument20200572041
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2865 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2865 E RIDGEWOOD LN, GILBERT, AZ 85298-5715

Mortgage

Document Number0000002591
DateJan 04, 2021
Instrument20210002591
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2041

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$60,400 (-4.45%)$604,000 (-4.45%) Land $120,800 Building $483,200
2025$3,044.00 (+3.5%)
2024$63,210$632,100 Land $126,400 Building $505,700
2023$2,941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 405 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL		140 / 20
Wi-Fiber
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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