2851 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2851 E Ridgewood Ln, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,330 sqft · built 2012
Lot Size0.173 acres (7,566 sqft)
OwnerIndividual Name on File
Last Sale$768,000 (Jun 2023)
Tax Bill$3,041 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-08-642

Property Details

APN / Parcel Number

Primary APN313-08-642

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,330 sqft Living Area
1st Floor Area1,589 sqft
2nd Floor Area1,741 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,566 sqft (0.173 acres)
Parking Spaces3 Parking Spaces
Pool Area559 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2851 E RIDGEWOOD LN
CityGILBERT
StateAZ
Zip85298-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSEVILLE PARCEL 37A MCR 745-41
Legal Range06E
Legal Township02S
Legal Section27
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionSEVILLE PARCEL 37A
Legal Lot Number385
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1002
Census Tract816005

Owner

Source: Maricopa County records · APN 313-08-642

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · Line of Credit
GTE FCU
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleJan 23, 2013 · Amount on Record
Deed Document Number20230300533
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715

Mortgage

Document Number0000575983
DateOct 06, 2025
Instrument20250575983
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 05, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 09, 2023
Property Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Document Number0000300533
Map ReferenceMB 745 PG 41
Instrument DateJun 05, 2023
Instrument20230300533
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyPINNACLE TITLE AGENCY, PINNACLE T&E AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6848 W PLUM CT, SAN TAN VALLEY, AZ 85142-4369

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715

Mortgage

Document Number0000300534
DateJun 09, 2023
Instrument20230300534
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2851 E RIDGEWOOD LN, GILBERT, AZ 85298-5715

Mortgage

Document Number0000347331
DateApr 20, 2022
Instrument20220347331
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$64,660 (-4.6%)$646,600 (-4.6%) Land $129,300 Building $517,300
2025$3,041.00 (+3.47%)
2024$67,780$677,800 Land $135,500 Building $542,300
2023$2,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 405 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Ridgewood Ln

Nearby Streets

Search Property Records by Address or Parcel Number