28636 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28636 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,697 sqft · built 2002
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2022)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-093`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-093`
Alternative APN	`0929229093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,697 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	1,667 sqft
Unfinished Basement	1,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.7 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28636 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	3RD AMEND CLOVER ESTATES CONDOMINIUM LIBER 11495 PAGE 891 M.C.C.P 499 UNIT 93
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	93
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 20, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	202253522
Deed Book / Page	28561 / 349
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79664 SCOTTISH HILLS DR, BRUCE TWP, MI 48065-1017

Mortgage

Document Number	2200049974
Date	Apr 8, 2022
Book Page	28545/194
Instrument	202200049974

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 20, 2022
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	2200053522
Book / Page	28561 / 349
Map Reference	LB 17349 PG 236
Instrument Date	Apr 7, 2022
Instrument	202200053522
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28636 IRIS DR, 28636, CHESTERFIELD, MI 48047-5418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128079
Date	Nov 20, 2018
Book Page	25692/542
Instrument	8128079

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042216
Date	Apr 15, 2019
Book Page	25906/173
Instrument	9042216

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047069
Date	Apr 14, 2020
Book Page	26642/857
Instrument	2047069

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28636 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061449
Date	May 27, 2020
Book Page	26728/956
Instrument	2061449

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,400 (+14.67%)	$340,800 (+14.67%)
2025	$6,251.00 (+89.02%)
2023		$148,600	$297,200
2022	$3,307.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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