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28640 Hanging Moss Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28640 Hanging Moss Loop, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,485 sqft · built 1995
Lot Size0.198 acres (8,640 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jun 2019)
Tax Bill$4,523 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-26-20-0150-00100-0120

Property Details

APN / Parcel Number

Primary APN31-26-20-0150-00100-0120
Alternative APNs
  • 2026310150001000120
  • 0580513

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,485 sqft Living Area
Gross Area3,036 sqft
1st Floor Area2,275 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,640 sqft (0.198 acres)
Garage TypeAttached
Garage Area551 sqft
DrivewayConcrete Driveway
Driveway Area588 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address28640 HANGING MOSS LOOP
CityWESLEY CHAPEL
StateFL
Zip33543-6454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMEADOW POINTE PARCEL 4A UNIT 1 PB 31 PGS 14-18 LOT 12 BLOCK 1
Legal Range20E
Legal Township26S
Legal Section31
Legal SubdivisionMEADOW POINTE PARCEL 4A
Legal Tract150
Legal Block1
Legal Lot Number12
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1017
Census Tract32110

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28640 HANGING MOSS LOOP, WESLEY CHAPEL, FL 33543-6454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Jun 12, 2019Grant Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Apr 29, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC
Aug 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number201999127
Deed Book / Page9921 / 1277
Prior Transfer DateAug 8, 2017
Prior Transfer Doc0095890782
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address28640 HANGING MOSS LOOP, WESLEY CHAPEL, FL 33543-6454
Document Number0101201743
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28640 HANGING MOSS LOOP WESLEY CHAPEL FL 335436454, WESLEY CHAPEL, FL 33543-6454

Mortgage

Document Number0101201743
DateJun 18, 2020
Book Page010120/001743
Instrument96059
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateJun 12, 2019
Property Address28640 HANGING MOSS LOOP, WESLEY CHAPEL, FL 33543-6454
Document Number0099211277
Book / Page009921 / 001277
Instrument DateJun 7, 2019
Instrument99127
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28640 HANGING MOSS LOOP ZEPHYRHILLS FL 335436454, ZEPHYRHILLS, FL 33543-6454

Mortgage

Document Number99211279
DateJun 12, 2019
Book Page009921/001279
Instrument99128
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 11, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 29, 2019
Property Address28640 HANGING MOSS LOOP, WESLEY CHAPEL, FL 33543-6454
Document Number0098962827
Book / Page009896 / 002827
Instrument DateApr 25, 2019
Instrument71383
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,030.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 HOWARD ST #550 SAN FRANCISCO CA 94105, 550, SAN FRANCISCO, CA 94105
InvestorPossibly a Property Investor

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateAug 14, 2017
Property Address28640 HANGING MOSS LOOP, WESLEY CHAPEL, FL 33543-6454
Document Number0095890782
Book / Page009589 / 000782
Instrument DateAug 8, 2017
Instrument128506
Transaction TypeTransfer
Record UpdatedSep 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 SABLON ST SE PALM BAY FL 329095243, PALM BAY, FL 32909-5243

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,880 (+2.9%)$416,677 (-0.01%) Land $79,469 Building $337,208
2025$4,523.00 (+2.05%) Homeowner's exemption$245,760 (+5.98%) Land $79,469 Building $166,291$416,736 (+1.15%) Land $79,469 Building $337,267
2024$4,432.00 (+3.12%)
2023$4,298.00 (+8.92%) Additional exemption filed$231,890 (+3%) Land $65,889 Building $166,001$412,014 (+20.15%) Land $65,889 Building $346,125
2022$3,946.00 Homeowner's exemption$225,140 Land $55,109 Building $170,031$342,921 Land $55,109 Building $287,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims8 (1997–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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