Butte County property record for 2864 Lucy Way, Chico, CA 95973
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2002 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $385,000 (Jun 2017) |
| Tax Bill | $5,085 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 016-100-011-000 |
| Primary APN | 016-100-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2864 LUCY WAY |
|---|---|
| City | CHICO |
| State | CA |
| Zip | 95973-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SUNWOOD ESTATES |
| Legal Subdivision | COUNTRY SQUARE ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 103 |
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 16, 2017 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on Record |
| Deed Sale | Jun 16, 2017 · Amount on Record |
| Prior Sale | Mar 7, 2002 · Amount on Record |
| Deed Document Number | 201720743 |
| Last Transfer Date | Jun 22, 2020 |
| Transfer Doc | 0000029316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Document Number | 0000011801 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-0011801 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Document Number | 0000032373 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0032373 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Document Number | 0000029316 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 29316 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2864 LUCY WAY CHICO CA 959739166, CHICO, CA 95973-9166 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jun 16, 2017 |
| Property Address | 2864 LUCY WAY, CHICO, CA 95973-9166 |
| Document Number | 0000020743 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 20743 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2864 LUCY WAY CHICO CA 959739166, CHICO, CA 95973-9166 |
| Document Number | 20744 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 20744 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,754 (+2%) Land $165,729 Building $290,025 | ||
| 2025 | $5,085.00 (+7.98%) Homeowner's exemption | $446,819 (+4.04%) Land $162,480 Building $284,339 | |
| 2024 | $573,750 | ||
| 2023 | $4,709.00 (+1.64%) Homeowner's exemption | $429,471 Land $156,172 Building $273,299 | |
| 2022 | $4,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures