2844 Lucy Way, Chico, CA 95973 Property Records

Butte County property record for 2844 Lucy Way, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$497,000 (May 2021)
Tax Bill$6,214 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN016-100-013-000

Property Details

APN / Parcel Number

Primary APN016-100-013-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2844 LUCY WAY
CityCHICO
StateCA
Zip95973-9166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 13 SUNWOOD ESTATES
Legal SubdivisionCOUNTRY SQUARE ESTATES
Legal Lot Number13
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2015
Census Tract103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1407 TIMBER GLN, ESCONDIDO, CA 92027-1145
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
May 13, 2021Grant Deed, Transfer · Commercial Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2021 · Amount on Record
Deed SaleMay 13, 2021 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number202122064
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2844 LUCY WAY, CHICO, CA 95973-9166
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016333
DateApr 21, 2020
Instrument2020-0016333
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2035

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateMay 13, 2021
Property Address2844 LUCY WAY, CHICO, CA 95973-9166
Document Number0000022064
Map ReferenceMB 149 PG 17&18
Instrument DateMay 10, 2021
Instrument2021-0022064
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyBIDWELL TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1407 TIMBER GLN, ESCONDIDO, CA 92027-1145

Mortgage

Document Number0000022065
DateMay 13, 2021
Instrument2021-0022065
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,726 (+2%) Land $187,693 Building $361,033
2025$6,214.00 (+7.86%)$537,967 (+4.04%) Land $184,013 Building $353,954
2024$556,110
2023$5,761.00 (+1.6%)$517,078 Land $176,868 Building $340,210
2022$5,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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