Osceola County property record for 2864 Lafayette Trace Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,820 sqft · built 2008 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $458,000 (Sep 2025) |
| Tax Bill | $6,294 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0700-0001-3490 |
| Primary APN | 15-26-30-0700-0001-3490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,575 sqft |
| 1st Floor Area | 2,820 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 25 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 314 sqft |
| Deck Area | 255 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2864 LAFAYETTE TRACE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 349 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 3490 |
| Legal Lot Number | 349 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 43208 |
Source: Osceola County records · APN 15-26-30-0700-0001-3490
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 07, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2025 | Warranty Deed, Transfer SIMPLY TITLE LLC, SIMPLY TITLE LLC KISSIMMEE |
| Dec 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Apr 01, 2013 · Amount on Record |
| Deed Document Number | 2025116453 |
| Deed Book / Page | 6851 / 1463 |
| Prior Transfer Date | Mar 04, 2013 |
| Prior Transfer Doc | 0044182886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 07, 2026 |
| Property Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Number | 0000088921 |
| Book / Page | 7000 / 687 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202688921 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2025 |
| Property Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Number | 0068511463 |
| Book / Page | 6851 / 1463 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025116453 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Title Company | SIMPLY TITLE LLC, SIMPLY TITLE LLC KISSIMMEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Name | Verified Name |
|---|---|
| Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Number | 0054522960 |
| Book / Page | 005452 / 002960 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 186286 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9519 SE 137TH STREET RD SUMMERFIELD FL 344918211, SUMMERFIELD, FL 34491-8211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 2864 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719 |
| Document Number | 0054361142 |
| Book / Page | 005436 / 001142 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 171200 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2864 LAFAYETTE TRACE DR ST CLOUD FL 347728719, ST CLOUD, FL 34772-8719 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,294.00 (+2.42%) | $293,809 (+2.9%) | $435,700 (+2.4%) Land $85,000 Building $350,700 |
| 2024 | $6,145.00 (+5.33%) Homeowner's exemption | $285,529 (+3%) | $425,500 (+6.59%) Land $85,000 Building $340,500 |
| 2023 | $5,834.00 (+5.14%) Homeowner's exemption | $277,213 (+3%) | $399,200 (+10.18%) Land $75,000 Building $324,200 |
| 2022 | $5,549.00 Homeowner's exemption | $269,139 | $362,300 Land $70,000 Building $292,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures