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2852 Lafayette Trace Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2852 Lafayette Trace Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,445 sqft · built 2007
Lot Size0.266 acres (11,586 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jan 2011)
Tax Bill$4,328 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-3470

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-3470
Alternative APNs
  • 263015070000013470
  • 120711

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,445 sqft Living Area
Gross Area4,353 sqft
1st Floor Area2,745 sqft
Upper Floors Area700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,586 sqft (0.266 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area405 sqft
PorchFlorida Room
Porch Area508 sqft
Deck Area575 sqft
Patio Area480 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2852 LAFAYETTE TRACE DR
CitySAINT CLOUD
StateFL
Zip34772-8719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 347
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block3470
Legal Lot Number347
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2021
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2852 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
APEX HOME LOANS INC
Jun 21, 2022Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2011 · Amount on Record
Deed SaleJan 24, 2011 · Amount on Record
Prior SaleAug 6, 2010
Deed Document Number20119593
Deed Book / Page4086 / 569
Last Transfer DateJun 7, 2022
Transfer Doc0062362788
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2852 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2852 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719

Mortgage

Document Number0060020941
DateJul 14, 2021
Book Page6002/941
Instrument2021109468
Lender
NameAPEX HOME LOANS INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 21, 2022
Property Address2852 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719
Document Number0062362788
Book / Page6236 / 2788
Map ReferenceMB 16 PG 34-41
Instrument DateJun 7, 2022
Instrument2022096811
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2852 LAFAYETTE TRACE DR, 2852, SAINT CLOUD, FL 34772-8719

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2852 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,328.00 (+2.1%) Homeowner's exemption$183,931 (+5.99%)$535,400 (+9.31%) Land $85,000 Building $450,400
2024$4,239.00 (+6.86%)
2023$3,967.00 (+30.24%) Homeowner's exemption$173,542 (+33.24%)$489,800 (+18.91%) Land $75,000 Building $414,800
2022$3,046.00 Homeowner's exemption$130,250$411,900 Land $70,000 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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