28630 Laurel Cir, Valley, NE 68064 Property Records

Douglas County property record for 28630 Laurel Cir, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,986 sqft · built 2023
Lot Size	0.41 acres (17,879 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Jun 2022)
Tax Bill	$24,691 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`R1040430030`

Property Details

APN / Parcel Number

Primary APN	`R1040430030`
Alternative APNs	`4043 0030 10` `1040430030`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,986 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2023
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,879 sqft (0.41 acres)
Garage Type	Built-in
Garage Area	1,281 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	137 sqft
Fence	Fence
Storage Building	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1040430030
Street Address	28630 LAUREL CIR
City	VALLEY
State	NE
Zip	68064-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATWATER LAKE DEVELOPMENT 2ND ADD LOT 32 BLOCK 0 LOT 32 17,879 SQ FT
Legal Subdivision	FLATWATER LAKE DEVELOPMENT 2ND ADD
Legal Lot Number	32
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7504

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28630 LAUREL CIR, VALLEY, NE 68064-1668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK
Aug 12, 2022	Deed of Trust, Mortgage · Construction Mortgage WEST GATE BANK
Jun 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	2022062291
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28630 LAUREL CIR, VALLEY, NE 68064-1668
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17809 CINNAMON CIR, OMAHA, NE 68135-3022

Mortgage

Document Number	0000093836
Date	Dec 14, 2023
Instrument	2023093836

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28630 LAUREL CIR, VALLEY, NE 68064-1668
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17809 CINNAMON CIR, OMAHA, NE 68135-3022

Mortgage

Document Number	0000082509
Date	Aug 12, 2022
Instrument	2022082509

Lender

Name	WEST GATE BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 21, 2022
Property Address	28630 LAUREL CIR, VALLEY, NE 68064-1668
Document Number	0000062291
Instrument Date	Jun 16, 2022
Instrument	2022062291
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$447.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28630 LAUREL CIR, VALLEY, NE 68064-1668

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,684,300 (+159.12%) Land $195,000 Building $1,489,300	$1,684,300 (+159.12%) Land $195,000 Building $1,489,300
2024	$24,691.00 (+136.98%)
2023	$10,419.00 (+351.63%)	$650,000 Land $195,000 Building $455,000	$650,000 Land $195,000 Building $455,000
2022	$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications.

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