28623 Laurel Cir, Valley, NE 68064 Property Records

Douglas County property record for 28623 Laurel Cir, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,709 sqft · built 2024
Lot Size	0.251 acres (10,936 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Jul 2024)
Tax Bill	$2,612 (2024)
Deeds & Mortgages	Jul 2024 Sale Aug 2023 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`R1040430034`

Property Details

APN / Parcel Number

Primary APN	`R1040430034`
Alternative APNs	`4043 0034 10` `1040430034`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,709 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,936 sqft (0.251 acres)
Garage Type	Built-in
Garage Area	1,311 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	374 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1040430034
Street Address	28623 LAUREL CIR
City	VALLEY
State	NE
Zip	68064-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATWATER LAKE DEVELOPMENT 2ND ADD LOT 34 BLOCK 0 LOT 34 10,936 SQ FT
Legal Subdivision	FLATWATER LAKE DEVELOPMENT 2ND ADD
Legal Lot Number	34
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7504

Owner

28623 Laurel Cir is owned and occupied by an individual who bought it in July 2024.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28623 LAUREL CIR, VALLEY, NE 68064-1668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY
Aug 15, 2023	Warranty Deed, Transfer · Line of Credit WEST GATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on File
Deed Sale	Jul 24, 2024 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	2024050722
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 24, 2024
Property Address	28623 LAUREL CIR, VALLEY, NE 68064-1668
Document Number	0000050722
Instrument Date	Jun 25, 2024
Instrument	2024050722
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$488.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 15, 2023
Property Address	28623 LAUREL CIR, VALLEY, NE 68064-1668
Document Number	0000061150
Instrument Date	Aug 9, 2023
Instrument	2023061150
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28623 LAUREL CIR, VALLEY, NE 68064-1668

Mortgage

Document Number	0000061151
Date	Aug 15, 2023
Instrument	2023061151

Lender

Name	WEST GATE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$510,100 Land $195,000 Building $315,100	$510,100 Land $195,000 Building $315,100
2024	$2,612.00 (-16.42%)
2023	$3,125.00 (+35.46%)	$195,000 (+49.88%) Land $195,000	$195,000 (+49.88%) Land $195,000
2022	$2,307.00	$130,100 Land $130,100	$130,100 Land $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28623 Laurel Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28623 Laurel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications.

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