2862 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 2862 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,770 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04130-006-D00`

Property Details

APN / Parcel Number

Primary APN	`04130-006-D00`
Alternative APNs	`00780003000` `04130006` `29906`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,770 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	897 sqft
Porch	Patio
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29906
Street Address	2862 MCCALL RD
City	RINCON
State	GA
Zip	31326-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC (OUT 413-6) PLT 28/75
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2862 MCCALL RD, RINCON, GA 31326-3821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage BANK OF NEWINGTON
Mar 6, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST CHATHAM BANK PRIVATE BANK
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 20, 2022
Transfer Doc	002758/770
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2862 MCCALL RD, RINCON, GA 31326-3821
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002410/877
Date	Jun 12, 2017
Book Page	2410/877
Instrument	005319

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2018

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2862 MCCALL RD, RINCON, GA 31326-3821
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002392/996
Date	Mar 6, 2017
Book Page	2392/996
Instrument	001797

Lender

Name	FIRST CHATHAM BANK PRIVATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2862 MCCALL RD, RINCON, GA 31326-3821
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000002503/0000000860
Date	Dec 26, 2018
Book Page	0000002503/0000000860
Instrument	011115

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2862 MCCALL RD, RINCON, GA 31326-3821
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MCCALL RD

Mortgage

Document Number	0000002758/0000000772
Date	Jan 25, 2022
Book Page	0000002758/0000000772
Instrument	000746

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 20, 2022
Property Address	2862 MCCALL RD, RINCON, GA 31326-3821
Document Number	002758/770
Book / Page	2758 / 770
Instrument Date	Jan 20, 2022
Instrument	2022-000178
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 MCCALL RD, RINCON, GA 31326-3821

Mortgage

Document Number	0000000746
Date	Jan 20, 2022
Instrument	000746

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,096 (-1.7%) Land $36,906 Building $372,190	$1,022,743 (-1.7%) Land $92,266 Building $930,477
2025	$12,012.00 (+17.04%) Homeowner's exemption	$416,180 (+12.08%) Land $36,906 Building $379,274	$1,040,451 (+12.08%) Land $92,266 Building $948,185
2024	$10,263.00 (+9.27%) Homeowner's exemption	$371,337 (+21.09%) Land $25,021 Building $346,316	$928,343 (+21.09%) Land $62,553 Building $865,790
2022	$9,392.00 Homeowner's exemption	$306,668 Land $15,704 Building $290,964	$766,669 Land $39,259 Building $727,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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