2827 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 2827 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,729 sqft · built 2012
Lot Size	5.59 acres (243,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Nov 2011)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04130-006-A01`

Property Details

APN / Parcel Number

Primary APN	`04130-006-A01`
Alternative APN	`13530`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,729 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	243,500 sqft (5.59 acres)
Garage Area	1,650 sqft
Porch	Slab
Porch Area	771 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13530
Street Address	2827 MCCALL RD
City	RINCON
State	GA
Zip	31326-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.59 AC PAR D & E (OUT 413-6A)
Legal Subdivision	R THERON RAHN CONSTRUCTION INC
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4002
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2827 MCCALL RD, RINCON, GA 31326-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
Jul 13, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2011 · Amount on Record
Deed Sale	Nov 3, 2011 · Amount on Record
Prior Sale	Jul 8, 2011 · Amount on Record
Deed Document Number	20112223
Deed Book / Page	2049 / 411
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 29, 2026
Property Address	2827 MCCALL RD, RINCON, GA 31326-3808
Document Number	3047000064
Book / Page	3047 / 64
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 MCCALL RD, RINCON, GA 31326-3808

Mortgage

Document Number	3047000064,
Date	May 29, 2026
Book Page	3047/64

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.64%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2827 MCCALL RD, RINCON, GA 31326-3808
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 MCCALL RD, RINCON, GA 31326-3808

Mortgage

Document Number	0000002772/0000000228
Date	Mar 23, 2022
Book Page	0000002772/0000000228
Instrument	003026

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2827 MCCALL RD, RINCON, GA 31326-3808
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 MCCALL RD, RINCON, GA 31326-3808

Mortgage

Document Number	0000002706/0000000701
Date	Jul 13, 2021
Book Page	0000002706/0000000701
Instrument	008460

Lender

Name	AMERICAN FINANCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,432 (-6.31%) Land $63,098 Building $124,334	$468,581 (-6.31%) Land $157,746 Building $310,835
2025	$4,499.00 (+6.74%) Homeowner's exemption	$200,054 (+8.06%) Land $63,098 Building $136,956	$500,137 (+8.06%) Land $157,746 Building $342,391
2024	$4,215.00 (+29.81%) Homeowner's exemption	$185,139 (+10.71%) Land $48,055 Building $137,084	$462,848 (+10.71%) Land $120,137 Building $342,711
2023	$3,247.00 (-13.46%) Homeowner's exemption	$167,226 (+9.72%) Land $48,055 Building $119,172	$418,066 (+9.72%) Land $120,137 Building $297,929
2022	$3,752.00 Homeowner's exemption	$152,410 Land $33,238 Building $119,172	$381,024 Land $83,095 Building $297,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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