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2862 Lazy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2862 Lazy Bear Trl, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details640 sqft · built 1971
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$106,000 (May 2020)
Tax Bill$782 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-24-259

Property Details

APN / Parcel Number

Primary APN206-24-259

Interior

Stories1 Story
Building Area640 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeDetached
Garage Area240 sqft
Deck AreaDeck Area
Patio Area486 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address2862 LAZY BEAR TRL
CityOVERGAARD
StateAZ
Zip85933-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionHOLIDAY FOREST SUB LOT 259
Legal Range17E
Legal Township12N
Legal Section30
Legal SubdivisionHOLIDAY FOREST
Legal Lot Number259
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2020
Census Tract964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4540 N 44TH ST, PHOENIX, AZ 85018-4272
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Prior SaleJun 2, 2016 · Amount on Record
Deed Document Number20208273
Prior Transfer DateOct 13, 2005
Prior Transfer Doc0000033899
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateMay 26, 2020
Property Address2862 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number0000008273
Map ReferenceMB 10 PG 19
Instrument DateApr 23, 2020
Instrument2020-08273
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1826 E MEDLOCK DR, 1826, PHOENIX, AZ 85016-4011

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 E MEDLOCK DR, PHOENIX, AZ 85016-4011

Mortgage

Document Number0000008274
DateMay 26, 2020
Instrument2020-08274
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$127,551 (-0.4%) Land $21,346 Building $106,205
2025$782.00 (+4.13%)$12,806 Land $1,881 Building $10,925$128,062 Land $18,809 Building $109,253
2023$751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lazy Bear Trl

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