286174 Troy Rd, Marlow, OK 73055 Property Records

Stephens County property record for 286174 Troy Rd, Marlow, OK 73055

Property Summary

Property Type	Residential Vacant Land
Details	1,080 sqft · built 2026
Lot Size	3.13 acres (136,678 sqft)
Owner	Individual Name on File
Tax Bill	$46 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11894`

Property Details

APN / Parcel Number

Primary APN	`11894`
Alternative APN	`0125-00-001-003-0-000-00`

Interior

Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	136,678 sqft (3.13 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Location & Zoning

Account Number	11894
Street Address	286174 TROY RD
City	MARLOW
State	OK
Zip	73055-4090
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	LOT 3 LAKEROAD EST
Legal Range	07W
Legal Township	01N
Legal Section	24
Legal Subdivision	LAKE ROAD ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1066
Census Tract	800

Owner

286174 Troy Rd, residential vacant land, is owned by an individual who acquired it in March 2024.

Source: Stephens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	286114 TROY RD, MARLOW, OK 73055-4090
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Construction Mortgage LEGACY BANK
Mar 15, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2024
Transfer Doc	006479/274
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	286174 TROY RD, MARLOW, OK 73055-4090
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 GOAD RD, MARLOW, OK 73055-1228

Mortgage

Document Number	006742/280
Date	Sep 26, 2025
Book Page	6742/280
Instrument	I-2025-008760

Lender

Name	LEGACY BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 15, 2024
Property Address	286174 TROY RD, MARLOW, OK 73055-4090
Document Number	006479/274
Book / Page	6479 / 274
Instrument Date	Mar 15, 2024
Instrument	I-2024-002169
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 3, 2022
Property Address	MARLOW, OK 73055
Document Number	0006096/66
Book / Page	6096 / 66
Instrument Date	Feb 24, 2020
Instrument	I-2022-000047
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 286174 Troy Rd was $46.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578 (+5.09%) Land $550 Building $28	$5,250 (+5%) Land $5,000 Building $250
2025	$46.00	$550 (-) Land $550	$5,000 (-) Land $5,000
2024	$46.00 (-2.13%)	$550 (-) Land $550	$5,000 (-) Land $5,000
2023	$47.00	$550 Land $550	$5,000 Land $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286174 Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286174 Troy Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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