286165 Troy Rd, Marlow, OK 73055 Property Records

Stephens County property record for 286165 Troy Rd, Marlow, OK 73055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 2017
Lot Size	3.97 acres (173,003 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2025)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2016 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40119`

Property Details

APN / Parcel Number

Primary APN	`40119`
Alternative APN	`0125-00-001-004-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	173,003 sqft (3.97 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Shed	1 Shed
Shed Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40119
Street Address	286165 TROY RD
City	MARLOW
State	OK
Zip	73055-4090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E119.209 LOT 5 LAKE ROAD ESTATES
Legal Subdivision	LAKE ROAD ESTATES
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1066
Census Tract	800

Owner

286165 Troy Rd is owned and occupied by an individual who bought it in June 2025.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	286165 TROY RD, MARLOW, OK 73055-4090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Sep 16, 2016	Warranty Deed, Transfer · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Nov 29, 2023 · Amount on File
Deed Document Number	20254857
Deed Book / Page	6682 / 53
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	0000011347
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 3, 2025
Property Address	286165 TROY RD, MARLOW, OK 73055-4090
Document Number	0006682/53
Book / Page	6682 / 53
Instrument Date	Jun 3, 2025
Instrument	I-2025-004857
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286165 TROY RD, MARLOW, OK 73055-4090

Mortgage

Document Number	I2025004858
Date	Jun 3, 2025
Instrument	I-2025-004858

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 16, 2016
Property Address	286165 TROY RD, MARLOW, OK 73055-4090
Document Number	005187/270
Book / Page	5187 / 270
Instrument Date	Sep 16, 2016
Instrument	2016-938860
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7374 N WHITETAIL DR, MARLOW, OK 73055-7525

Mortgage

Document Number	2016939540
Date	Sep 16, 2016
Instrument	2016-939540

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 286165 Troy Rd was $1,185, up 16.5% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,163 (+64.84%) Land $6,600 Building $16,563	$210,571 (+64.83%) Land $60,000 Building $150,571
2025	$1,185.00 (+16.52%)	$14,052 (-2.15%) Land $952 Building $13,100	$127,748 (-6.45%) Land $8,650 Building $119,098
2024	$1,017.00 (-10.71%) Homeowner's exemption	$14,361 (-) Land $910 Building $13,451	$136,551 (+0.16%) Land $8,650 Building $127,901
2023	$1,139.00 Homeowner's exemption	$14,361 Land $632 Building $13,729	$136,336 Land $6,000 Building $130,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286165 Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286165 Troy Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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