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28615 Rustic Branch Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 28615 Rustic Branch Ln, Katy, TX 77494 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,804 sqft · built 2018
Lot Size0.187 acres (8,155 sqft)
Owner2 Individual Names on File
Last Sale$483,800 (Aug 2021)
Tax Bill$6,578 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNR480345

Property Details

APN / Parcel Number

Primary APNR480345
Alternative APN
  • 9800-11-002-0150-914

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,804 sqft Living Area
Gross Area3,570 sqft
1st Floor Area2,804 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,155 sqft (0.187 acres)
View / LotInterior
Garage TypeAttached
Garage Area766 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area259 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28615 RUSTIC BRANCH LN
CityKATY
StateTX
Zip77494-2535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYOUNG RANCH SEC 11, BLOCK 2, LOT 15
Legal SubdivisionYOUNG RANCH SEC 11
Legal Block2
Legal Lot Number15
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2033
Census Tract673201

Owner

Source: Fort Bend County records · APN R480345

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2021Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 20, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Deed Document Number2021139263
Prior Transfer DateAug 16, 2021
Prior Transfer Doc0000139263
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040787
DateMar 16, 2021
Instrument2021040787
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueJun 01, 2050

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateAug 20, 2021
Property Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535
Document Number0000139263
Map ReferencePL 20180147
Instrument DateAug 16, 2021
Instrument2021139263
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyMONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535

Transferred To (Grantee/Buyer)

NameVerified Name
Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535
InvestorPossibly a Property Investor

Mortgage

Document Number0000139264
DateAug 20, 2021
Instrument2021139264
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28615 RUSTIC BRANCH LN, KATY, TX 77494-2535
Document Number0000063778
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJul 07, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28615 RUSTIC BRANCH LN KATY TX 774942535, KATY, TX 77494-2535

Mortgage

Document Number0000063778
DateJun 03, 2020
Instrument63778
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 02, 2050

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
MunicipalityKaty City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,578.00 (-41.74%) Homeowner's exemption$453,712 (-4.08%) Land $65,000 Building $388,712$453,712 (-4.08%) Land $65,000 Building $388,712
2024$11,290.00 (+51.28%)
2023$7,463.00 Homeowner's exemption$473,000 Land $50,000 Building $423,000$473,000 Land $50,000 Building $423,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576732012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 500 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies500 in force
472 of 500 on primary residences
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2024, rainfall accumulation
Flood Events
  • Hurricane Harvey (Aug 2017), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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