28607 Rustic Branch Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 28607 Rustic Branch Ln, Katy, TX 77494 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,661 sqft · built 2019
Lot Size	0.188 acres (8,205 sqft)
Owner	2 Individual Names on File
Last Sale	$514,200 (Dec 2021)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R480343`

Property Details

APN / Parcel Number

Primary APN	`R480343`
Alternative APN	`9800-11-002-0130-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,661 sqft Living Area
Gross Area	3,123 sqft
1st Floor Area	1,508 sqft
2nd Floor Area	1,153 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,205 sqft (0.188 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28607 RUSTIC BRANCH LN
City	KATY
State	TX
Zip	77494-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNG RANCH SEC 11, BLOCK 2, LOT 13
Legal Subdivision	YOUNG RANCH SEC 11
Legal Block	2
Legal Lot Number	13
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2033
Census Tract	673201

Owner

Source: Fort Bend County records · APN R480343

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 07, 2021	Vendor's Lien, Transfer · Conventional Mortgage ROCK MORTGAGE SERVICES LP
Dec 02, 2019	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Dec 02, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Prior Sale	Dec 02, 2019 · Amount on Record
Deed Document Number	2021202639
Prior Transfer Date	Dec 01, 2021
Prior Transfer Doc	0000202639
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045858
Date	Apr 01, 2022
Instrument	2022045858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128621
Date	Sep 22, 2020
Instrument	2020128621

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Dec 07, 2021
Property Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Document Number	0000202639
Map Reference	PL 20180147
Instrument Date	Dec 01, 2021
Instrument	2021202639
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	PRIORITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535

Mortgage

Document Number	0000202640
Date	Dec 07, 2021
Instrument	2021202640

Lender

Name	ROCK MORTGAGE SERVICES LP
Type	Mortgage Company
Address	HOUSTON, TX 77079
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 02, 2019
Property Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Document Number	0000137561
Instrument Date	Nov 22, 2019
Instrument	137561
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1922 DRY CREEK WAY #101 SAN ANTONIO TX 782591840, 101, SAN ANTONIO, TX 78259-1840

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 02, 2019
Property Address	28607 RUSTIC BRANCH LN, KATY, TX 77494-2535
Document Number	0000137562
Instrument Date	Nov 22, 2019
Instrument	137562
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28607 RUSTIC BRANCH LN KATY TX 774942535, KATY, TX 77494-2535

Mortgage

Document Number	137563
Date	Dec 02, 2019
Instrument	137563

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (-40.12%) Homeowner's exemption	$431,200 (-1.32%) Land $65,000 Building $366,200	$431,200 (-5.4%) Land $65,000 Building $366,200
2024	$10,311.00 (+51.43%)
2023	$6,809.00 Homeowner's exemption	$436,953 Land $50,000 Building $405,791	$455,791 Land $50,000 Building $405,791

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576732012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 500 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	500 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2024, rainfall accumulation
Claims By Storm	Hurricane Harvey, Aug 2017 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ezee Fiber Texas	Fiber	8,000 / 8,000
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Stratosnet Technologies	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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